Ranked by Income-to-Home Value Ratio

Most Affordable Counties in America

Counties where housing is most affordable relative to local incomes. A higher income-to-home ratio means residents spend less of their earnings on housing.

# County BTI Score HV Ratio Home Value Med. Income Proj. Growth
01 McKinley County NM 73 2.3x $70,200 $44,029 +1.7%
02 Apache County AZ 37 1.8x $62,400 $37,483 +0.3%
03 Vermilion County IL 26 2.1x $91,000 $52,787 -0.2%
04 Venango County PA 43 3.2x $108,500 $59,278 +0.5%
05 Cattaraugus County NY 69 2.7x $105,100 $56,889 +1.5%
06 Herkimer County NY 89 4.4x $130,900 $68,104 +2.7%
07 Steuben County NY 15 2.4x $121,000 $62,506 -1.0%
08 Whiteside County IL 68 3.1x $122,200 $62,828 +1.4%
09 St. Lawrence County NY 84 2.4x $114,700 $58,339 +2.4%
10 Macon County IL 98 1.8x $119,800 $59,622 +4.0%
11 Schuylkill County PA 74 3.7x $127,900 $63,574 +1.7%
12 Oswego County NY 100 2.2x $131,800 $65,054 +5.4%
13 Chautauqua County NY 86 2.9x $110,900 $54,625 +2.5%
14 Cambria County PA 1 3.0x $110,900 $54,221 -4.4%
15 Seneca County OH 79 3.4x $128,100 $62,476 +2.0%
16 Grant County IN 89 2.9x $109,300 $53,033 +2.8%
17 Clearfield County PA 17 3.0x $118,300 $56,982 -0.8%
18 Reno County KS 98 2.8x $119,200 $57,390 +4.0%
19 Chemung County NY 43 2.9x $128,200 $61,358 +0.5%
20 Orange County TX 24 2.8x $152,800 $71,910 -0.3%
21 Tuscola County MI 94 4.9x $127,200 $59,815 +3.3%
22 Tazewell County IL 97 3.6x $159,100 $74,606 +3.9%
23 Wayne County NY 95 3.5x $151,900 $71,007 +3.5%
24 Bay County MI 97 3.5x $125,000 $57,887 +3.6%
25 Jefferson County OH 22 2.0x $115,100 $53,124 -0.3%
26 LaSalle County IL 94 2.8x $147,400 $67,942 +3.3%
27 Rock Island County IL 76 2.0x $139,800 $64,435 +1.8%
28 Somerset County PA 57 4.0x $124,500 $57,357 +0.9%
29 Wayne County IN 96 2.7x $119,400 $54,854 +3.5%
30 Genesee County NY 85 3.3x $148,600 $68,178 +2.4%
31 Fayette County PA 36 3.6x $121,800 $55,579 +0.3%
32 Wichita County TX 29 2.8x $129,000 $58,862 -0.0%
33 Garfield County OK 72 2.9x $142,000 $64,165 +1.7%
34 Madison County IL 86 3.3x $159,400 $71,759 +2.5%
35 Armstrong County PA 42 4.1x $135,800 $61,011 +0.4%
36 Robeson County NC 30 2.6x $87,700 $39,393 +0.1%
37 Columbiana County OH 60 3.4x $124,400 $55,473 +1.1%
38 Jefferson County AR 25 2.6x $105,300 $46,855 -0.2%
39 Madison County IN 77 4.1x $135,100 $60,060 +1.9%
40 Delaware County IN 87 3.2x $120,500 $53,377 +2.6%
41 Boone County IL 86 6.0x $181,700 $80,502 +2.4%
42 Lawrence County PA 61 3.5x $130,000 $57,585 +1.2%
43 Sangamon County IL 91 2.6x $162,400 $71,653 +3.0%
44 Trumbull County OH 97 3.2x $121,400 $53,537 +3.9%
45 Livingston County NY 78 4.2x $159,900 $70,443 +1.9%
46 Ogle County IL 72 3.0x $172,900 $75,782 +1.6%
47 Hidalgo County TX 49 4.1x $112,700 $49,371 +0.7%
48 Belmont County OH 55 3.1x $130,200 $56,943 +0.9%
49 St. Clair County IL 74 3.2x $158,500 $68,915 +1.7%
50 Howard County IN 66 2.4x $143,100 $62,014 +1.4%

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