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Herkimer County, NY

RANK #205 / 1001 NAT  ·  #16 / 45 NY  ·  POP 59,757

1YR FORECAST: +2.9%

5YR OUTLOOK: +33%

#12 Most Affordable
Our model projects above-average housing market growth for Herkimer County at +2.9% over the next year.

[01] Why Herkimer County?

Herkimer County, located in central New York State, is known for its "Herkimer diamonds," which are unique quartz crystals found in the area. The county sits northwest of Albany and east of Syracuse, with the northern part extending into the Adirondack Park. Commuting within the county is primarily by car, with an average commute time of 25.7 minutes. Bus services are available for longer distances, including routes to New York City. The community offers a blend of small-town warmth and access to outdoor recreation, including hiking trails, lakes, and the historic Erie Canal.

Life in Herkimer County offers affordability and a focus on community. The housing market is generally more accessible than in larger urban areas, appealing to young families, retirees, and remote workers seeking more space. Local school districts, such as Herkimer Central School District and Central Valley Central School District, serve the area. The economy is seeing efforts towards diversification, with recent state grants supporting the redevelopment of the former Remington Arms factory site in Ilion to attract new manufacturers and high-tech employers.

MARKET PROFILE
LEANS TOWARD

Heartland Steady Growth

Herkimer County is one of 145 U.S. counties in this market profile — near the profile average on the BoomTown Index. Within this cohort, its recent home-price change of +5.3% matches the profile's typical +4.9%.

See all 145 Heartland Steady Growth counties →

[02] Market Snapshot

Housing Ratio
10.6x

Overvalued relative to economy

Home Prices
+5.3%

Outpacing national median

Climate & Terrain
-1.6

Below-average climate & terrain

Price/Rent
15x

Below national median (15x)

Housing looks overvalued at 10.6x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Herkimer County Government Government
    5,000+
  2. 2
    Bassett Healthcare Network Healthcare
    1,000+
  3. 3
    Herkimer-Fulton-Hamilton-Otsego BOCES Education
    500+
  4. 4
    Herkimer County Community College Education
    250+
  5. 5
    Arc Herkimer Other
    100+
  6. 6
    Walmart Retail
  7. 7
    McDonald's Hospitality
  8. 8
    Dollar General Retail
  9. 9
    Dollar Tree Retail
  10. 10
    Lowe's Home Improvement Retail

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Herkimer County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
59,757
-0.29% YoY
Median Household Income
$68,515
Median Home Value
$147,700
+5.33% 12mo
Median Rent
$823
Average Annual Pay
$52,578
+2.3% YoY
Employment
15,878
+2.3% YoY
Income-to-Home-Value
0.4639
More affordable than average
Migration Inflow
2.54%
of pop. from another state
Bachelor's Degree+
22.7%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$195,000
Days on Market
83
Slower market
Months of Supply
4.9
Balanced market
Sale-to-List Ratio
96.6%
Negotiation room for buyers
Sold Above List
27.8%
Listings w/ Price Drops
25.0%
Building Permits (2025)
54
Single-Family Permits
42

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Firearm Fatalities
7.2
per 100K · nat avg 14.8
Injury Deaths
63.2
per 100K · nat avg 76.3
vs National Average
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Score Breakdown

Population Growth -0.3% 11 percentile
Income Growth -0.5% 5 percentile
Vacancy Rate 0.4% 96 percentile
Home Price Change +5.3% 88 percentile
Price/Rent 15x 54 percentile

Bars show percentile rank among all 1001 counties.

[07] Frequently Asked Questions

Is Herkimer County, NY a good place to move to?

With a Boom Town Index score of 79/100, Herkimer County sits in the upper half of all 1001 ranked counties. Employment is expanding at +2.3%, and median household income stands at $68,515 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in NY.

Is Herkimer County affordable?

By national standards, Herkimer County is quite affordable. Homes here have a median value of $147,700, and the income-to-home-value ratio of 0.46 is well above the U.S. average — especially with median rent at just $823/month. Residents can generally buy a home without being cost-burdened.

Is Herkimer County growing or shrinking?

Employers in Herkimer County are hiring — job growth of +2.3% — but the population is close to flat (-0.3% YoY). Home values moved +5.3% over the past year. Labor demand is outpacing local population growth, which tends to tighten wages and housing.

Are people moving to Herkimer County?

There's a moderate stream of newcomers. About 2.54% of residents moved from another state, which is above average and suggests Herkimer County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

How is the housing market in Herkimer County?

Home values climbed +5.3% year-over-year, which is a solid pace of appreciation. The median home in Herkimer County is now valued at $147,700. That kind of growth typically reflects sustained demand rather than speculative frenzy.

[08] Similar Counties by Size & Score

Columbia County, NY 77 Putnam County, NY 76 Fulton County, NY 76 Genesee County, NY 83 Chautauqua County, NY 84 Nassau County, NY 73 Washington County, VT 79 Russell County, AL 79