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Schenectady County, NY

RANK #387 / 1001 NAT  ·  #27 / 45 NY  ·  POP 160,369

1YR FORECAST: +2.6%

5YR OUTLOOK: +30%

Schenectady County's housing market is projected to grow +2.6% over the next year, tracking near the national average.

[01] Why Schenectady County?

Schenectady County, New York, is often recognized for its historic Stockade District, a neighborhood with Dutch and English Colonial houses dating back to the 18th and 19th centuries, and New York State's first National Register historic district. Located in eastern New York, the county seat, the city of Schenectady, sits about 15 miles northwest of Albany. Commuting options include bus services, regional ride-sharing programs, and Amtrak train service from the Schenectady Train Station. The community offers a mix of suburban and rural areas, with rolling woodlands, lakes, and scenic parks. Outdoor recreation opportunities include hiking, biking on the Mohawk-Hudson Bike-Hike Trail, fishing, and kayaking.

Life in Schenectady County offers a blend of historical charm and modern amenities. Public schools in the county are generally well-regarded, with districts like Niskayuna Central School District receiving high ratings. The economy is experiencing growth, with recent investments in technology and manufacturing sectors. The county has seen efforts to revitalize its downtown areas, attracting new businesses and residential developments. This economic activity contributes to a community that appeals to a diverse population, including families and professionals.

MARKET PROFILE

Idiosyncratic Markets

Schenectady County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices +5.7% YoY, population +0.5%, wages +2.6%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
8.3x

Overvalued relative to economy

Home Prices
+5.7%

Outpacing national median

Climate & Terrain
-2.1

Below-average climate & terrain

Price/Rent
13x

Below national median (15x)

Housing looks overvalued at 8.3x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    General Electric Manufacturing
    5,000+
  2. 2
    Ellis Medicine Healthcare
    2,500+
  3. 3
    Golub Corporation (Price Chopper Supermarkets-Market 32) Retail
  4. 4
    Schenectady City School District Education
  5. 5
    Knolls Atomic Power Laboratory (KAPL, Inc.) Energy
  6. 6
    Capital District Developmental Services Healthcare
    1,000+
  7. 7
    109th Airlift Wing Military
  8. 8
    Schenectady County Government
  9. 9
    MVP Health Care Healthcare
  10. 10
    NYS Dept. of Transportation Government
    500+

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Schenectady County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
160,369
+0.48% YoY
Median Household Income
$79,623
Median Home Value
$235,700
+5.65% 12mo
Median Rent
$1,194
Average Annual Pay
$75,729
+2.6% YoY
Employment
60,152
+2.8% YoY
Income-to-Home-Value
0.3378
More affordable than average
Migration Inflow
4.67%
of pop. from another state
Bachelor's Degree+
36.1%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$300,000
Days on Market
7
Very hot — homes selling fast
Months of Supply
1.9
Seller's market
Sale-to-List Ratio
103.3%
Homes selling above asking
Sold Above List
62.4%
Listings w/ Price Drops
30.8%
Building Permits (2025)
110
Single-Family Permits
66

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B+
SAFETY
GRADE
Homicide Rate
2.9
per 100K · nat avg 6.3
Firearm Fatalities
5.4
per 100K · nat avg 14.8
Injury Deaths
60.4
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$445M
TOTAL
PROJECT AMOUNT STATUS
Schenectady County Solar Energy Consortium Portfolio
DSD Renewables (formerly GE Solar)
$266M Operating
Harbor House at the YWCA (Affordable and Supportive Housing)
YWCA, New York State Homes and Community Renewal (HCR)
$51M Under Construction
GE Vernova Manufacturing Plant Expansion (Wind Turbines)
GE Vernova
$50M Operating
GE Vernova Advanced Generator Manufacturing Investment
GE Vernova
$41M Under Construction
SCAP and DePaul Properties Mixed-Use Development (Daycare, Offices, Apartments)
Schenectady Community Action Program (SCAP) and DePaul Properties
$37M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

Population Growth +0.5% 43 percentile
Income Growth +3.4% 66 percentile
Vacancy Rate 1.1% 40 percentile
Home Price Change +5.7% 91 percentile
Rent Growth 0.0% 10 percentile
Price/Rent 13x 80 percentile

Bars show percentile rank among all 1001 counties.

[08] Frequently Asked Questions

Is Schenectady County, NY a good place to move to?

With a Boom Town Index score of 61/100, Schenectady County sits in the upper half of all 1001 ranked counties. Employment is expanding at +2.8%, and median household income stands at $79,623 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in NY.

Is Schenectady County affordable?

Housing in Schenectady County is roughly in line with national affordability norms. The median home costs $235,700 and the income-to-home-value ratio sits at 0.34, with rents averaging $1,194/month. Not a bargain, but not a stretch for most local earners either.

Is Schenectady County growing or shrinking?

Employers in Schenectady County are hiring — job growth of +2.8% — but the population is close to flat (+0.5% YoY). Home values moved +5.7% over the past year. Labor demand is outpacing local population growth, which tends to tighten wages and housing.

Are people moving to Schenectady County?

There's a moderate stream of newcomers. About 4.67% of residents moved from another state, which is above average and suggests Schenectady County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

How is the housing market in Schenectady County?

Home values climbed +5.7% year-over-year, which is a solid pace of appreciation. The median home in Schenectady County is now valued at $235,700. That kind of growth typically reflects sustained demand rather than speculative frenzy.

[09] Similar Counties by Size & Score

Monroe County, NY 60 Clinton County, NY 60 Queens County, NY 63 Cayuga County, NY 59 Saratoga County, NY 64 Onondaga County, NY 58 Sussex County, NJ 61 Minnehaha County, SD 61