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Howard County, IN

Center

RANK #399 / 996 NAT  ·  #19 / 28 IN  ·  POP 83,452

1YR FORECAST: +3.9%

5YR OUTLOOK: +26%

#50 Most Affordable
Howard County's housing market is projected to grow +3.9% over the next year, tracking near the national average.

[01] Why Howard County?

Howard County, Indiana, is known for its automotive heritage and as the "City of Firsts," with Kokomo, its largest city, being the birthplace of America's first commercially built car. Located in north-central Indiana, about 50 miles north of Indianapolis, the county offers a suburban feel with a strong sense of community. Commuting within Kokomo is generally manageable by car, and a free public trolley system provides access to many key areas. The county also features parks like Highland Park, home to "Old Ben," the world's largest steer, and trails along Wildcat Creek for outdoor recreation.

Life in Howard County is characterized by an affordable cost of living, which is below the national average, particularly for housing. The public schools in Kokomo are considered above average, with several school corporations serving the county, including Kokomo School Corporation, Eastern Howard School Corporation in Greentown, and Western School Corporation in Russiaville. The economy, historically tied to manufacturing, is experiencing growth driven by investments in advanced manufacturing and the energy sector. This has contributed to an increase in average weekly wages and a growing labor force.

[02] Market Snapshot

Housing Ratio
2.4x

Undervalued relative to economy

GDP Growth
-1.4%

Contracting economy

Home Prices
+5.8%

Outpacing national median

Climate & Terrain
-3.6

Harsh climate or flat terrain

Price/Rent
12x

Strong rental yield

Housing looks undervalued at 2.4x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Stellantis (formerly Chrysler Indiana Transmission) Manufacturing
    5,000+
  2. 2
    Community Howard Regional Health Healthcare
    1,000+
  3. 3
    Ascension St. Vincent Kokomo Healthcare
  4. 4
    Kokomo School Corporation Education
    500+
  5. 5
    Haynes International Manufacturing
  6. 6
    Indiana University Kokomo Education
  7. 7
    BorgWarner Manufacturing
  8. 8
    Bona Vista Programs Other
    250+
  9. 9
    Syndicate Sales Inc. Manufacturing
    100+
  10. 10
    Park 100 Foods Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Howard County U.S. National

The Numbers

DEMOGRAPHICS
Population
83,452
+0.12% YoY
Median Household Income
$62,014
Median Home Value
$143,100
+5.8% 12mo
Median Rent
$855
Average Annual Pay
$62,420
+6.2% YoY
Employment
35,758
+2.1% YoY
Income-to-Home-Value
0.4334
More affordable than average
Migration Inflow
3.24%
of pop. from another state
Bachelor's Degree+
19.8%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$170,750
Days on Market
71
Slower market
Months of Supply
2.9
Seller's market
Sale-to-List Ratio
96.6%
Negotiation room for buyers
Sold Above List
16.2%
Listings w/ Price Drops
23.9%
Building Permits (2024)
194
Single-Family Permits
182

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

C
SAFETY
GRADE
Homicide Rate
6.6
per 100K · nat avg 6.3
Firearm Fatalities
16.9
per 100K · nat avg 14.8
Injury Deaths
120.3
per 100K · nat avg 76.3
vs National Average
Near national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
44.3
Good
Good Air Days
65%
707 of 1,090 days
Unhealthy+ Days (3yr)
18
Sensitive groups affected
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
44
2022
44
2023
45
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$6,670M
TOTAL
PROJECT AMOUNT STATUS
StarPlus Energy Gigafactory (Phase 2)
Stellantis & Samsung SDI
$3,200M Planned
StarPlus Energy Gigafactory (Phase 1)
Stellantis & Samsung SDI
$2,500M Under Construction
Pumpkinvine Battery Energy Storage System
Spearmint Energy
$400M Proposed
Stellantis Transmission Plant Conversion (Electric Drive Modules)
Stellantis
$250M Under Construction
Emerald Green Solar Farm
Engie
$200M Proposed
Locomotive Solar
Ranger Power
$120M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth -1.4% 3 percentile
Population Growth +0.1% 35 percentile
Income Growth +4.7% 3 percentile
Vacancy Rate 2.2% 6 percentile
Home Price Change +5.8% 94 percentile
Rent Growth -1.6% 3 percentile
Price/Rent 12x 70 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Howard County, IN a good place to move to?

With a Boom Town Index score of 60/100, Howard County sits in the upper half of all 996 ranked counties. Employment is expanding at +2.1%, and median household income stands at $62,014 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in IN.

Is Howard County affordable?

By national standards, Howard County is quite affordable. Homes here have a median value of $143,100, and the income-to-home-value ratio of 0.43 is well above the U.S. average — especially with median rent at just $855/month. Residents can generally buy a home without being cost-burdened.

Is Howard County growing or shrinking?

Employers in Howard County are hiring — job growth of +2.1% — but the population is close to flat (+0.1% YoY). Home values moved +5.8% over the past year. Labor demand is outpacing local population growth, which tends to tighten wages and housing.

Are people moving to Howard County?

There's a moderate stream of newcomers. About 3.24% of residents moved from another state, which is above average and suggests Howard County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

How is the housing market in Howard County?

Home values climbed +5.8% year-over-year, which is a solid pace of appreciation. The median home in Howard County is now valued at $143,100. That kind of growth typically reflects sustained demand rather than speculative frenzy.

[10] Similar Counties by Size & Score

Clark County, IN 60 Lake County, IN 62 Floyd County, IN 58 Morgan County, IN 55 Bartholomew County, IN 66 Marion County, IN 69 Forrest County, MS 60 Ross County, OH 60