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Hamilton County, IN

RANK #842 / 1001 NAT  ·  #28 / 28 IN  ·  POP 365,056

1YR FORECAST: +0.9%

5YR OUTLOOK: +22%

Our model projects Hamilton County's housing market at +0.9% over the next year, underperforming most U.S. counties.

[01] Why Hamilton County?

Carmel, a notable town in Hamilton County, Indiana, is recognized for its urban planning and has received accolades as a desirable place to live. Located directly north of Indianapolis, Hamilton County offers a blend of suburban living with access to urban amenities. Commuting to Indianapolis is facilitated by major interstates and local transportation options like carpooling services and the Hamilton County Express. The county features extensive outdoor recreation, including the Monon Trail, a 24-mile paved path for walking, running, and cycling that connects several towns and extends into downtown Indianapolis. Additionally, Strawtown Koteewi Park offers 750 acres with hiking and equestrian trails.

Life in Hamilton County often appeals to families and young professionals, drawn by highly-rated public schools such as Carmel Clay Schools and Hamilton Southeastern Schools. The local economy is diverse, with growth in sectors like healthcare, professional services, and technology. Recent economic developments include investments in infrastructure and energy, contributing to job growth that is projected to surpass regional and national rates. The county also offers various public transportation services, including options for seniors and individuals with disabilities, enhancing connectivity within the area.

MARKET PROFILE

Idiosyncratic Markets

Hamilton County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices +2.4% YoY, population +2.2%, wages -3.3%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
12.2x

Overvalued relative to economy

Home Prices
+2.4%

Above national median

Climate & Terrain
-2.5

Below-average climate & terrain

Price/Rent
19x

Above national median (15x)

Housing looks overvalued at 12.2x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    CNO Financial Group Inc. Finance
    2,500+
  2. 2
    Roche Diagnostics Corp Healthcare
    1,000+
  3. 3
    Navient Corp Finance
  4. 4
    Riverview Health Healthcare
  5. 5
    SMC Manufacturing
  6. 6
    Industrial Dielectrics, Inc. Manufacturing
  7. 7
    Walmart Supercenter (Noblesville) Retail
    250+
  8. 8
    FORUM Credit Union Finance
  9. 9
    Blue & Co., LLC Other
  10. 10
    Shepherd Insurance Finance

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Hamilton County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
365,056
+2.21% YoY
Median Household Income
$121,530
Median Home Value
$405,500
+2.43% 12mo
Median Rent
$1,574
Average Annual Pay
$72,334
-3.3% YoY
Employment
167,805
+2.4% YoY
Income-to-Home-Value
0.2997
More affordable than average
Migration Inflow
3.25%
of pop. from another state
Bachelor's Degree+
61.9%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$474,900
Days on Market
14
Very hot — homes selling fast
Months of Supply
1.2
Seller's market
Sale-to-List Ratio
99.5%
Near asking price
Sold Above List
25.0%
Listings w/ Price Drops
42.3%
Building Permits (2025)
4,146
Single-Family Permits
2,934

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

A
SAFETY
GRADE
Homicide Rate
1.5
per 100K · nat avg 6.3
Firearm Fatalities
8.2
per 100K · nat avg 14.8
Injury Deaths
44.7
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
44.3
Good
Good Air Days
63%
693 of 1,094 days
Unhealthy+ Days (3yr)
10
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
44
2022
43
2023
46
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$515M
TOTAL
PROJECT AMOUNT STATUS
Noblesville Solar Project
Doral Renewables
$200M Planned
Kingfisher Reserve Battery Energy Storage System (BESS)
Aypa Power
$200M Rejected
Hamilton County Government and Judicial Center Expansion
Hamilton County
$65M Planned
RWE Clean Energy Wind/Solar Project
RWE Clean Energy
$50M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +2.2% 90 percentile
Income Growth +3.0% 58 percentile
Vacancy Rate 1.2% 34 percentile
Home Price Change +2.4% 61 percentile
Rent Growth +3.3% 56 percentile
Price/Rent 19x 22 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Hamilton County, IN a good place to move to?

The data is not encouraging — Hamilton County scores just 15/100 on the Boom Town Index, ranking #842 of 1001 counties. Job growth at +2.4% and median household income of $121,530 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Hamilton County affordable?

Housing in Hamilton County is roughly in line with national affordability norms. The median home costs $405,500 and the income-to-home-value ratio sits at 0.30, with rents averaging $1,574/month. Not a bargain, but not a stretch for most local earners either.

Is Hamilton County growing or shrinking?

Hamilton County is growing on multiple fronts. Population is up +2.2% year-over-year while employers added jobs at a +2.4% clip. Home values shifted +2.4% in the past year.

Are people moving to Hamilton County?

There's a moderate stream of newcomers. About 3.25% of residents moved from another state, which is above average and suggests Hamilton County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Clark County, IN 16 Boone County, IN 22 Monroe County, IN 23 Marion County, IN 36 Johnson County, IN 41 Bartholomew County, IN 42 Muscogee County, GA 15 Somerset County, NJ 14