41 counties · ranked by income-to-home ratio

Most Affordable Counties in Florida

Counties in Florida where housing is most affordable relative to local incomes. Higher income-to-home ratios mean residents spend less of their earnings on housing.

# County BTI Score Afford. Ratio Home Value Med. Income Med. Rent Tax Rate
01 Putnam County FL 23 0.36 $125,700 $44,852 $844 0.9%
02 Highlands County FL 14 0.34 $155,900 $53,679 $919 0.7%
03 Columbia County FL 13 0.32 $165,300 $53,501 $905 0.8%
04 Clay County FL 7 0.32 $254,500 $82,242 $1,372 0.8%
05 Santa Rosa County FL 29 0.31 $272,500 $84,715 $1,386 0.6%
06 Escambia County FL 50 0.30 $206,400 $61,642 $1,170 0.6%
07 Marion County FL 12 0.28 $194,900 $55,265 $1,092 0.8%
08 Polk County FL 10 0.28 $215,700 $60,901 $1,192 0.7%
09 Hernando County FL 4 0.28 $214,700 $59,202 $1,155 0.7%
10 Citrus County FL 10 0.28 $190,800 $52,569 $1,000 0.6%
11 Nassau County FL 14 0.27 $306,800 $84,085 $1,171 0.7%
12 Pasco County FL 3 0.27 $233,600 $63,187 $1,282 0.8%
13 Bay County FL 18 0.27 $246,800 $65,999 $1,311 0.6%
14 Duval County FL 7 0.26 $251,300 $65,579 $1,293 0.8%
15 Brevard County FL 9 0.26 $278,000 $71,308 $1,327 0.7%
16 Lake County FL 12 0.25 $262,500 $66,239 $1,323 0.8%
17 Volusia County FL 10 0.25 $251,400 $63,075 $1,271 0.8%
18 Okaloosa County FL 12 0.25 $295,400 $73,988 $1,382 0.6%
19 Seminole County FL 19 0.24 $329,300 $79,490 $1,545 0.7%
20 St. Johns County FL 11 0.24 $416,100 $100,020 $1,601 0.8%
21 St. Lucie County FL 9 0.24 $275,900 $66,154 $1,363 1.0%
22 Hillsborough County FL 3 0.24 $294,900 $70,612 $1,413 0.9%
23 Leon County FL 19 0.24 $256,900 $61,317 $1,157 0.9%
24 Lee County FL 0 0.24 $290,900 $69,368 $1,466 0.9%
25 Indian River County FL 2 0.24 $284,400 $67,543 $1,183 0.7%
26 Flagler County FL 12 0.24 $293,700 $69,251 $1,561 0.8%
27 Alachua County FL 21 0.23 $245,600 $57,566 $1,191 1.0%
28 Charlotte County FL 1 0.23 $265,800 $62,164 $1,206 0.9%
29 Pinellas County FL 0 0.23 $284,300 $66,406 $1,389 0.8%
30 Walton County FL 2 0.23 $327,000 $74,832 $1,463 0.5%
31 Sarasota County FL 2 0.23 $338,500 $77,213 $1,590 0.8%
32 Osceola County FL 1 0.23 $285,200 $64,312 $1,537 0.8%
33 Orange County FL 10 0.22 $329,000 $72,629 $1,553 0.8%
34 Manatee County FL 0 0.22 $323,900 $71,385 $1,418 0.8%
35 Martin County FL 7 0.22 $359,200 $77,894 $1,374 0.8%
36 Sumter County FL 2 0.22 $324,400 $70,105 $1,185 0.9%
37 Palm Beach County FL 11 0.21 $368,300 $76,066 $1,700 0.9%
38 Broward County FL 3 0.20 $348,600 $70,331 $1,683 0.9%
39 Collier County FL 4 0.18 $443,700 $82,011 $1,599 0.7%
40 Miami-Dade County FL 6 0.17 $387,000 $64,215 $1,623 0.8%
41 Monroe County FL 3 0.12 $696,900 $80,111 $1,919 0.5%

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