45 counties · ranked by income-to-home ratio

Most Affordable Counties in New York

Counties in New York where housing is most affordable relative to local incomes. Higher income-to-home ratios mean residents spend less of their earnings on housing.

# County BTI Score Afford. Ratio Home Value Med. Income Med. Rent Tax Rate
01 Cattaraugus County NY 62 0.54 $105,100 $56,889 $745 2.8%
02 Herkimer County NY 69 0.52 $130,900 $68,104 $776 2.3%
03 Steuben County NY 34 0.52 $121,000 $62,506 $832 2.6%
04 St. Lawrence County NY 78 0.51 $114,700 $58,339 $788 2.3%
05 Oswego County NY 98 0.49 $131,800 $65,054 $899 2.7%
06 Chautauqua County NY 71 0.49 $110,900 $54,625 $759 2.5%
07 Chemung County NY 51 0.48 $128,200 $61,358 $991 2.5%
08 Wayne County NY 88 0.47 $151,900 $71,007 $877 2.6%
09 Genesee County NY 90 0.46 $148,600 $68,178 $866 2.6%
10 Livingston County NY 75 0.44 $159,900 $70,443 $919 2.5%
11 Fulton County NY 85 0.43 $142,000 $60,557 $855 2.3%
12 Madison County NY 93 0.42 $162,800 $68,869 $867 2.4%
13 Oneida County NY 93 0.42 $157,600 $66,402 $889 2.3%
14 Broome County NY 92 0.42 $139,200 $58,317 $882 2.7%
15 Onondaga County NY 91 0.41 $172,800 $71,479 $1,002 2.7%
16 Clinton County NY 57 0.41 $165,200 $67,097 $944 2.0%
17 Niagara County NY 86 0.40 $163,100 $65,882 $823 2.4%
18 Cayuga County NY 86 0.40 $158,900 $63,227 $868 2.3%
19 Ontario County NY 76 0.40 $192,800 $76,603 $1,061 2.3%
20 Otsego County NY 73 0.40 $166,500 $65,778 $927 1.8%
21 Monroe County NY 71 0.39 $182,700 $71,450 $1,085 2.9%
22 Washington County NY 52 0.39 $176,900 $68,703 $964 2.2%
23 Jefferson County NY 77 0.37 $169,600 $62,782 $1,143 1.6%
24 Schenectady County NY 80 0.37 $204,400 $75,056 $1,092 2.6%
25 Rensselaer County NY 87 0.36 $230,800 $83,734 $1,141 2.3%
26 Erie County NY 62 0.34 $197,400 $68,014 $984 2.2%
27 Saratoga County NY 86 0.32 $306,000 $97,038 $1,305 1.5%
28 Warren County NY 84 0.31 $240,600 $74,531 $1,062 1.6%
29 Sullivan County NY 81 0.31 $220,200 $67,841 $996 2.2%
30 Albany County NY 60 0.30 $263,800 $78,829 $1,196 1.9%
31 Columbia County NY 73 0.29 $283,700 $81,741 $1,114 1.7%
32 Putnam County NY 71 0.29 $421,800 $120,970 $1,691 2.4%
33 Orange County NY 69 0.27 $337,800 $91,806 $1,494 2.5%
34 Dutchess County NY 86 0.27 $348,700 $94,578 $1,425 2.0%
35 Ulster County NY 55 0.27 $288,400 $77,197 $1,269 2.1%
36 Tompkins County NY 56 0.26 $264,300 $69,995 $1,320 2.4%
37 Suffolk County NY 74 0.25 $490,800 $122,498 $2,113 2.0%
38 Nassau County NY 78 0.22 $633,800 $137,709 $2,131 1.6%
39 Rockland County NY 52 0.20 $528,900 $106,173 $1,755 1.9%
40 Westchester County NY 92 0.19 $619,000 $114,651 $1,796 1.6%
41 Richmond County NY 84 0.15 $637,100 $96,185 $1,602 0.9%
42 Queens County NY 52 0.12 $677,700 $82,431 $1,847 0.9%
43 Bronx County NY 80 0.09 $501,400 $47,036 $1,401 1.0%
44 New York County NY 54 0.09 $1,104,000 $99,880 $2,024 0.9%
45 Kings County NY 79 0.09 $865,300 $74,692 $1,715 0.7%

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