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Albany County, NY

RANK #557 / 1001 NAT  ·  #38 / 45 NY  ·  POP 317,018

1YR FORECAST: +2.1%

5YR OUTLOOK: +27%

#18 Most Undervalued
Albany County's housing market is projected to grow +2.1% over the next year, below the national average.

[01] Why Albany County?

Albany County, New York, is perhaps best known as the home of the state capital, Albany, a city that holds the distinction of being the oldest continuously settled city in the nation, chartered in 1686. Located in east-central New York, where the Mohawk River meets the Hudson, the county offers a mix of urban, suburban, and rural environments. Commuting within the county is generally efficient, with an average one-way commute time of under 19 minutes. The region provides extensive outdoor recreation, including the Albany Pine Bush Preserve with nearly 20 miles of trails, and two state parks, John Boyd Thacher State Park and Thompson's Lake State Park, offering hiking, kayaking, and other activities.

Life in Albany County appeals to a range of residents, from young professionals to families, drawn by its educational institutions and diverse job market. The public school districts in Albany County are highly rated. The economy is experiencing growth driven by investments in various sectors. Downtown Albany has seen revitalization with new residential units and expanded entertainment options. Efforts are also underway to redevelop former industrial sites and transform vacant properties into housing and mixed-use districts, aiming to stimulate economic activity and address community needs.

MARKET PROFILE
LEANS TOWARD

Educated Suburban Growth

Albany County is one of 110 U.S. counties in this market profile — near the profile average on the BoomTown Index. Within this cohort, its recent home-price change of +4.4% runs above the profile's typical +2.4%.

See all 110 Educated Suburban Growth counties →

[02] Market Snapshot

Housing Ratio
4.6x

Below national median (11.3x)

Home Prices
+4.4%

Outpacing national median

Climate & Terrain
0.3

Moderate climate & terrain

Price/Rent
15x

Below national median (15x)

Housing is fairly valued at 4.6x relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    State University of New York at Albany (SUNY Albany) Education
    50,000+
  2. 2
    Albany Medical Center Healthcare
    10,000+
  3. 3
    New York State Government Government
  4. 4
    St. Peter's Health Partners Healthcare
    5,000+
  5. 5
    Albany County Government Government
    2,500+
  6. 6
    Capital Region BOCES Education
  7. 7
    New York State Insurance Fund Government
    1,000+
  8. 8
    The Golub Corporation (Price Chopper/Market 32) Retail
  9. 9
    KeyBank Finance
  10. 10
    CHA Consulting, Inc. Other

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Albany County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
317,018
+0.52% YoY
Median Household Income
$85,333
Median Home Value
$294,600
+4.39% 12mo
Median Rent
$1,313
Average Annual Pay
$85,761
+4.1% YoY
Employment
235,947
+1.1% YoY
Income-to-Home-Value
0.2897
More affordable than average
Migration Inflow
5.48%
of pop. from another state
Bachelor's Degree+
46.4%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$331,000
Days on Market
9
Very hot — homes selling fast
Months of Supply
1.9
Seller's market
Sale-to-List Ratio
102.7%
Homes selling above asking
Sold Above List
57.0%
Listings w/ Price Drops
23.8%
Building Permits (2025)
683
Single-Family Permits
200

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Homicide Rate
3.7
per 100K · nat avg 6.3
Firearm Fatalities
6.7
per 100K · nat avg 14.8
Injury Deaths
60.8
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
40.3
Good
Good Air Days
71%
775 of 1,095 days
Unhealthy+ Days (3yr)
9
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
39
2022
40
2023
42
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$1,017M
TOTAL
PROJECT AMOUNT STATUS
Rail Tie Wind Project
Repsol Renewables
$500M Planned
Port of Albany Offshore Wind Tower Manufacturing Site
Marmen (proposed)
$357M Proposed
Downtown Albany Strategy (Transformative Projects Fund)
New York State
$120M Proposed
Downtown Albany Strategy (Housing Investment Fund)
New York State
$40M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +0.5% 45 percentile
Income Growth +2.6% 46 percentile
Vacancy Rate 0.9% 57 percentile
Home Price Change +4.4% 81 percentile
Rent Growth +3.6% 62 percentile
Price/Rent 15x 56 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Albany County, NY a good place to move to?

Albany County scores 44/100 on the Boom Town Index, landing in the middle of the pack among 1001 U.S. counties (#557). Median household income is $85,333 and job growth is running at +1.1%. The data points to a county with mixed signals — some positive indicators alongside areas that lag faster-growing peers.

Is Albany County affordable?

Housing in Albany County is roughly in line with national affordability norms. The median home costs $294,600 and the income-to-home-value ratio sits at 0.29, with rents averaging $1,313/month. Not a bargain, but not a stretch for most local earners either.

Is Albany County growing or shrinking?

Albany County is growing on multiple fronts. Population is up +0.5% year-over-year while employers added jobs at a +1.1% clip — and home values reflect that momentum, rising +4.4% over the past 12 months.

Are people moving to Albany County?

In significant numbers — 5.48% of Albany County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[10] Similar Counties by Size & Score

Erie County, NY 45 Washington County, NY 41 Livingston County, NY 49 Rockland County, NY 38 Orange County, NY 36 Dutchess County, NY 54 Madison County, AL 44 Waukesha County, WI 44