19 / 100

Albany County, NY

RANK #803 / 996 NAT  ·  #45 / 45 NY  ·  POP 315,041

1YR FORECAST: +1.5%

5YR OUTLOOK: +16%

#38 Most Undervalued
Our model projects Albany County's housing market at +1.5% over the next year, underperforming most U.S. counties.

[01] Why Albany County?

Albany County, New York, is perhaps best known as the home of the state capital, Albany, a city that holds the distinction of being the oldest continuously settled city in the nation, chartered in 1686. Located in east-central New York, where the Mohawk River meets the Hudson, the county offers a mix of urban, suburban, and rural environments. Commuting within the county is generally efficient, with an average one-way commute time of under 19 minutes. The region provides extensive outdoor recreation, including the Albany Pine Bush Preserve with nearly 20 miles of trails, and two state parks, John Boyd Thacher State Park and Thompson's Lake State Park, offering hiking, kayaking, and other activities.

Life in Albany County appeals to a range of residents, from young professionals to families, drawn by its educational institutions and diverse job market. The public school districts in Albany County are highly rated. The economy is experiencing growth driven by investments in various sectors. Downtown Albany has seen revitalization with new residential units and expanded entertainment options. Efforts are also underway to redevelop former industrial sites and transform vacant properties into housing and mixed-use districts, aiming to stimulate economic activity and address community needs.

[02] Market Snapshot

Housing Ratio
2.3x

Undervalued relative to economy

GDP Growth
+1.5%

Below national median

Home Prices
+3.7%

Outpacing national median

Climate & Terrain
0.3

Moderate climate & terrain

Price/Rent
14x

Above national median (13x)

Housing looks undervalued at 2.3x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    State University of New York at Albany (SUNY Albany) Education
    50,000+
  2. 2
    Albany Medical Center Healthcare
    10,000+
  3. 3
    New York State Government Government
  4. 4
    St. Peter's Health Partners Healthcare
    5,000+
  5. 5
    Albany County Government Government
    2,500+
  6. 6
    Capital Region BOCES Education
  7. 7
    New York State Insurance Fund Government
    1,000+
  8. 8
    The Golub Corporation (Price Chopper/Market 32) Retail
  9. 9
    KeyBank Finance
  10. 10
    CHA Consulting, Inc. Other

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Albany County U.S. National

The Numbers

DEMOGRAPHICS
Population
315,041
+0.12% YoY
Median Household Income
$78,829
Median Home Value
$263,800
+3.69% 12mo
Median Rent
$1,196
Average Annual Pay
$82,387
+4.9% YoY
Employment
233,390
+1.9% YoY
Income-to-Home-Value
0.2988
More affordable than average
Migration Inflow
5.5%
of pop. from another state
Bachelor's Degree+
44.4%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$305,000
Days on Market
37
Active market
Months of Supply
2.0
Seller's market
Sale-to-List Ratio
100.0%
Near asking price
Sold Above List
45.3%
Listings w/ Price Drops
19.9%
Building Permits (2024)
741
Single-Family Permits
190

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Homicide Rate
3.7
per 100K · nat avg 6.3
Firearm Fatalities
6.7
per 100K · nat avg 14.8
Injury Deaths
60.8
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
40.3
Good
Good Air Days
71%
775 of 1,095 days
Unhealthy+ Days (3yr)
9
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
39
2022
40
2023
42
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$1,017M
TOTAL
PROJECT AMOUNT STATUS
Rail Tie Wind Project
Repsol Renewables
$500M Planned
Port of Albany Offshore Wind Tower Manufacturing Site
Marmen (proposed)
$357M Proposed
Downtown Albany Strategy (Transformative Projects Fund)
New York State
$120M Proposed
Downtown Albany Strategy (Housing Investment Fund)
New York State
$40M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth +1.5% 26 percentile
Population Growth +0.1% 35 percentile
Income Growth +6.8% 15 percentile
Vacancy Rate 1.4% 28 percentile
Home Price Change +3.7% 79 percentile
Rent Growth +4.5% 74 percentile
Price/Rent 14x 49 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Albany County, NY a good place to move to?

The data is not encouraging — Albany County scores just 19/100 on the Boom Town Index, ranking #803 of 996 counties. Job growth at +1.9% and median household income of $78,829 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Albany County affordable?

Housing in Albany County is roughly in line with national affordability norms. The median home costs $263,800 and the income-to-home-value ratio sits at 0.30, with rents averaging $1,196/month. Not a bargain, but not a stretch for most local earners either.

Is Albany County growing or shrinking?

Employers in Albany County are hiring — job growth of +1.9% — but the population is close to flat (+0.1% YoY). Home values moved +3.7% over the past year. Labor demand is outpacing local population growth, which tends to tighten wages and housing.

Are people moving to Albany County?

In significant numbers — 5.5% of Albany County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[10] Similar Counties by Size & Score

Ulster County, NY 21 Tompkins County, NY 29 Orange County, NY 30 Rockland County, NY 32 Richmond County, NY 38 Westchester County, NY 38 Cumberland County, ME 19 Alachua County, FL 20