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Putnam County, NY

RANK #238 / 1001 NAT  ·  #18 / 45 NY  ·  POP 98,107

1YR FORECAST: +1.8%

5YR OUTLOOK: +33%

Our model projects above-average housing market growth for Putnam County at +1.8% over the next year.

[01] Why Putnam County?

Putnam County, New York, offers a distinctive blend of natural beauty and suburban living, often highlighted by locals for its outdoor recreation opportunities. Situated just an hour north of Manhattan, the county provides a commute option via the Metro-North Harlem Line, with five stops within the county. Towns like Cold Spring, known for its antique shops and Hudson River views, and Carmel, the county seat, contribute to the community's feel. Clarence Fahnestock State Park, spanning over 14,000 acres, provides extensive trails for hiking, camping, and fishing, transforming into a cross-country skiing area in winter. The Putnam County Trailway, a 20-mile paved path, offers additional space for walking and biking.

Life in Putnam County often appeals to families and those seeking a balance between natural surroundings and access to urban centers. The county's public schools are highly rated, with districts like Haldane Central School District and Putnam Valley Central School District receiving high marks. Recent economic developments in the county include investments in sectors such as logistics and warehousing, with projects focusing on new facility construction and expansions. Additionally, efforts are underway to attract more film production to the region, contributing to economic growth. The county has also focused on fiscal management, including property tax reductions and a sales-tax revenue-sharing agreement with its towns and villages.

MARKET PROFILE
LEANS TOWARD

Educated Suburban Growth

Putnam County is one of 110 U.S. counties in this market profile — stronger than typical on the BoomTown Index. Within this cohort, its recent home-price change of +4.5% runs above the profile's typical +2.4%.

See all 110 Educated Suburban Growth counties →

[02] Market Snapshot

Housing Ratio
24.8x

Overvalued relative to economy

Home Prices
+4.5%

Outpacing national median

Climate & Terrain
0.4

Moderate climate & terrain

Price/Rent
16x

Above national median (15x)

Housing looks overvalued at 24.8x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Putnam County School Board Education
    1,000+
  2. 2
    Putnam County Government Government
    500+
  3. 3
    Putnam Hospital Center Healthcare
    100+
  4. 4
    YMCA Other
  5. 5
    Tompkins Community Bank Finance

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Putnam County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
98,107
+0.12% YoY
Median Household Income
$126,257
Median Home Value
$471,300
+4.49% 12mo
Median Rent
$1,775
Average Annual Pay
$69,338
+2.7% YoY
Employment
26,872
-0.9% YoY
Income-to-Home-Value
0.2679
More affordable than average
Migration Inflow
4.09%
of pop. from another state
Bachelor's Degree+
45.5%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$547,500
Days on Market
30
Active market
Months of Supply
4.0
Balanced market
Sale-to-List Ratio
102.7%
Homes selling above asking
Sold Above List
50.0%
Listings w/ Price Drops
16.5%
Building Permits (2025)
72
Single-Family Permits
72

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

A
SAFETY
GRADE
Firearm Fatalities
2.8
per 100K · nat avg 14.8
Injury Deaths
51.5
per 100K · nat avg 76.3
vs National Average
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B+
AIR QUALITY
GRADE
Median AQI (3yr)
33.7
Good
Good Air Days
94%
979 of 1,036 days
Unhealthy+ Days (3yr)
4
Sensitive groups affected
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
35
2022
34
2023
32
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$1,266M
TOTAL
PROJECT AMOUNT STATUS
Google Data Center Campus
Google
$1,000M Proposed
Union Energy Center (Battery Storage)
East Point Energy (Equinor)
$116M Cancelled
nVent Industrial Site Expansion
nVent
$50M Under Construction
Brewster Industrial Owner LLC Warehouse/Logistics
Brewster Industrial Owner LLC
$50M Planned
Ace Endico Expansion
Ace Endico
$50M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +0.1% 27 percentile
Income Growth -0.9% 4 percentile
Vacancy Rate 0.4% 97 percentile
Home Price Change +4.5% 83 percentile
Rent Growth +6.2% 87 percentile
Price/Rent 16x 47 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Putnam County, NY a good place to move to?

With a Boom Town Index score of 76/100, Putnam County sits in the upper half of all 1001 ranked counties. and median household income stands at $126,257 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in NY.

Is Putnam County affordable?

Housing in Putnam County is roughly in line with national affordability norms. The median home costs $471,300 and the income-to-home-value ratio sits at 0.27, with rents averaging $1,775/month. Not a bargain, but not a stretch for most local earners either.

Is Putnam County growing or shrinking?

Population and employment in Putnam County are both close to flat — population +0.1% YoY and jobs -0.9%. Home values shifted +4.5% over the past 12 months. A steady-state county, neither expanding quickly nor shrinking.

Are people moving to Putnam County?

There's a moderate stream of newcomers. About 4.09% of residents moved from another state, which is above average and suggests Putnam County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Fulton County, NY 76 Columbia County, NY 77 Herkimer County, NY 79 Nassau County, NY 73 Ulster County, NY 72 Kings County, NY 71 Lenawee County, MI 76 Somerset County, PA 76