36 counties · ranked by income-to-home ratio

Most Affordable Counties in Michigan

Counties in Michigan where housing is most affordable relative to local incomes. Higher income-to-home ratios mean residents spend less of their earnings on housing.

# County BTI Score Afford. Ratio Home Value Med. Income Med. Rent Tax Rate
01 Tuscola County MI 94 0.47 $127,200 $59,815 $782 1.3%
02 Bay County MI 95 0.46 $125,000 $57,887 $786 1.7%
03 Saginaw County MI 86 0.43 $131,100 $56,579 $876 1.5%
04 Midland County MI 99 0.43 $171,600 $73,643 $931 1.6%
05 Ionia County MI 97 0.42 $169,600 $71,720 $870 1.2%
06 Calhoun County MI 75 0.42 $138,700 $58,191 $897 1.6%
07 Shiawassee County MI 91 0.41 $151,900 $62,498 $851 1.4%
08 St. Joseph County MI 81 0.41 $152,800 $62,281 $811 1.2%
09 Eaton County MI 79 0.40 $194,500 $77,158 $1,013 1.5%
10 Montcalm County MI 92 0.40 $154,900 $61,250 $823 1.1%
11 Lenawee County MI 89 0.39 $168,100 $65,484 $924 1.4%
12 Van Buren County MI 82 0.38 $172,100 $65,531 $843 1.4%
13 Muskegon County MI 64 0.38 $162,300 $61,347 $915 1.4%
14 Jackson County MI 58 0.38 $166,700 $62,581 $920 1.3%
15 Genesee County MI 92 0.37 $158,400 $58,594 $893 1.5%
16 Clinton County MI 82 0.37 $226,000 $82,594 $1,022 1.3%
17 Wayne County MI 46 0.36 $158,600 $57,223 $1,043 1.7%
18 Ingham County MI 80 0.36 $173,600 $62,548 $1,027 1.9%
19 Cass County MI 91 0.36 $181,100 $65,183 $835 1.0%
20 Monroe County MI 87 0.36 $202,200 $72,573 $996 1.2%
21 Newaygo County MI 94 0.36 $165,000 $59,065 $854 1.2%
22 Lapeer County MI 95 0.34 $219,300 $75,402 $908 1.0%
23 Marquette County MI 91 0.34 $184,300 $63,115 $904 1.1%
24 Macomb County MI 60 0.34 $216,200 $73,876 $1,124 1.5%
25 St. Clair County MI 82 0.34 $197,300 $66,887 $982 1.2%
26 Barry County MI 79 0.34 $223,600 $75,182 $966 1.2%
27 Allegan County MI 93 0.34 $225,000 $75,543 $1,004 1.2%
28 Isabella County MI 100 0.33 $159,500 $52,638 $840 1.3%
29 Kalamazoo County MI 76 0.32 $209,700 $67,905 $994 1.5%
30 Kent County MI 88 0.31 $242,200 $76,247 $1,111 1.2%
31 Berrien County MI 83 0.31 $193,600 $60,379 $885 1.2%
32 Ottawa County MI 88 0.31 $269,200 $83,932 $1,080 1.1%
33 Livingston County MI 56 0.31 $311,800 $96,135 $1,207 1.0%
34 Oakland County MI 55 0.31 $302,800 $92,620 $1,243 1.4%
35 Grand Traverse County MI 77 0.28 $273,300 $75,553 $1,147 1.0%
36 Washtenaw County MI 47 0.25 $336,300 $84,245 $1,335 1.6%

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