73 / 100

St. Joseph County, MI

RANK #266 / 1001 NAT  ·  #18 / 36 MI  ·  POP 60,969

1YR FORECAST: +2.4%

5YR OUTLOOK: +32%

Our model projects above-average housing market growth for St. Joseph County at +2.4% over the next year.

[01] Why St. Joseph County?

Three Rivers, the largest city in St. Joseph County, Michigan, is known for its unique position at the confluence of the St. Joseph, Portage, and Rocky Rivers. This southwestern Michigan county is characterized by picturesque landscapes, including numerous lakes, lush forests, and rolling hills, offering opportunities for boating, fishing, hiking, and camping. St. Joseph County is located about 30 miles south of Kalamazoo and 90 miles east of Chicago. Commute options within the county include a local transportation authority offering fixed routes and county-wide services, with connections to Kalamazoo County. The community maintains a small-town feel, with residents taking pride in their county and participating in local events and festivals.

Life in St. Joseph County offers a blend of natural beauty and community focus. The public school districts, including Three Rivers Community Schools and Sturgis Public Schools, are generally well-regarded. The economy has seen investment in various sectors, with efforts to support redevelopment and foster job creation. The area's economic health is tied to regional trends, with employment-to-population ratios returning to pre-pandemic levels across Southwest Michigan. Industries such as manufacturing and construction have experienced employment gains.

MARKET PROFILE

Heartland Steady Growth

St. Joseph County is one of 145 U.S. counties in this market profile — weaker than typical on the BoomTown Index. Within this cohort, its recent home-price change of +5.1% matches the profile's typical +4.9%.

See all 145 Heartland Steady Growth counties →

[02] Market Snapshot

Housing Ratio
9.4x

Overvalued relative to economy

Home Prices
+5.1%

Outpacing national median

Climate & Terrain
-2.4

Below-average climate & terrain

Price/Rent
18x

Above national median (15x)

Housing looks overvalued at 9.4x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    St. Joseph Public Schools Education
    250+
  2. 2
    United Federal Credit Union Finance
  3. 3
    Lakeland Health (Spectrum Health Lakeland) Healthcare
  4. 4
    LECO Corporation Manufacturing
  5. 5
    Whirlpool Corporation Manufacturing
  6. 6
    Plante Moran Finance
  7. 7
    Chemical Bank Finance
  8. 8
    Edgewater Automation Manufacturing
  9. 9
    Johnson-Rauhoff Other

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

St. Joseph County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
60,969
+0.16% YoY
Median Household Income
$66,425
Median Home Value
$178,300
+5.06% 12mo
Median Rent
$849
Average Annual Pay
$55,676
+4.0% YoY
Employment
20,801
-1.4% YoY
Income-to-Home-Value
0.3725
More affordable than average
Migration Inflow
2.81%
of pop. from another state
Bachelor's Degree+
16.9%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$197,450
Days on Market
33
Active market
Months of Supply
3.3
Balanced market
Sale-to-List Ratio
97.5%
Negotiation room for buyers
Sold Above List
29.5%
Listings w/ Price Drops
28.1%
Building Permits (2025)
240
Single-Family Permits
142

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Homicide Rate
3.0
per 100K · nat avg 6.3
Firearm Fatalities
14.1
per 100K · nat avg 14.8
Injury Deaths
102.5
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$19,600M
TOTAL
PROJECT AMOUNT STATUS
AWS Data Center Campus (New Carlisle)
Amazon Web Services (AWS)
$11,000M Under Construction
Spectrum Fiber Broadband Network Expansion
Spectrum
$7,000M Under Construction
Microsoft Data Center Campus (Granger)
Microsoft
$1,000M Planned
Three Lakes Solar Energy Park with BESS
Three Lakes Solar, LLC (subsidiary of EDP Renewables)
$600M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

Population Growth +0.2% 29 percentile
Income Growth +2.7% 47 percentile
Vacancy Rate 0.9% 57 percentile
Home Price Change +5.1% 87 percentile
Price/Rent 18x 30 percentile

Bars show percentile rank among all 1001 counties.

[08] Frequently Asked Questions

Is St. Joseph County, MI a good place to move to?

With a Boom Town Index score of 73/100, St. Joseph County sits in the upper half of all 1001 ranked counties. and median household income stands at $66,425 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in MI.

Is St. Joseph County affordable?

By national standards, St. Joseph County is quite affordable. Homes here have a median value of $178,300, and the income-to-home-value ratio of 0.37 is well above the U.S. average — especially with median rent at just $849/month. Residents can generally buy a home without being cost-burdened.

Is St. Joseph County growing or shrinking?

St. Joseph County's job market is contracting (-1.4% YoY) while population is roughly stable (+0.2% change). Home values are +5.1% over the past 12 months. Hiring headwinds without an offsetting exodus — residents are staying, but local employers are shedding payroll.

Are people moving to St. Joseph County?

There's a moderate stream of newcomers. About 2.81% of residents moved from another state, which is above average and suggests St. Joseph County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

How is the housing market in St. Joseph County?

Home values climbed +5.1% year-over-year, which is a solid pace of appreciation. The median home in St. Joseph County is now valued at $178,300. That kind of growth typically reflects sustained demand rather than speculative frenzy.

[09] Similar Counties by Size & Score

Van Buren County, MI 75 Eaton County, MI 71 Ingham County, MI 71 St. Clair County, MI 76 Lenawee County, MI 76 Marquette County, MI 69 Carroll County, NH 73 St. Martin Parish, LA 73