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Baltimore city, MD

RANK #816 / 996 NAT  ·  #9 / 18 MD  ·  POP 584,548

1YR FORECAST: -1.0%

5YR OUTLOOK: +15%

#42 Most Undervalued
Our model projects Baltimore city's housing market at -1.0% over the next year, underperforming most U.S. counties.

[01] Why Baltimore city?

Known as "Charm City," Baltimore, Maryland, is recognized for its distinct neighborhoods and rich history. The city is an independent entity, not part of any county, and sits about an hour north of Washington, D.C. Commuters have various public transportation options, including buses, light rail, and the Metro SubwayLink, with MARC train service connecting to Washington, D.C. in as little as 35 minutes. Baltimore offers numerous outdoor recreation opportunities, from kayaking in the Inner Harbor to exploring parks like Druid Hill Park and Federal Hill Park, which provide scenic views and walking trails.

Life in Baltimore features a mix of urban and community living, with many residents residing in row homes. The city's economy is undergoing transformation, with significant investments in commercial and residential sectors. Educational institutions like Johns Hopkins University are major employers. Baltimore City Public Schools offer various options, including traditional, charter, and private schools. While economic concerns regarding housing and utility costs are present, initiatives are underway to foster development and support local businesses.

[02] Market Snapshot

Housing Ratio
2.3x

Undervalued relative to economy

GDP Growth
+2.6%

Below national median

Home Prices
-1.2%

Prices declining

Climate & Terrain
-0.4

Below-average climate & terrain

Price/Rent
10x

Strong rental yield

Housing looks undervalued at 2.3x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Johns Hopkins University Education
    25,000+
  2. 2
    Johns Hopkins Hospital & Health System Healthcare
    10,000+
  3. 3
    University of Maryland Medical System Healthcare
    5,000+
  4. 4
    University System of Maryland Education
  5. 5
    MedStar Health Healthcare
  6. 6
    LifeBridge Health Healthcare
  7. 7
    Mercy Health Services Healthcare
    2,500+
  8. 8
    St. Agnes HealthCare Healthcare
  9. 9
    Exelon Energy
  10. 10
    Kennedy Krieger Institute Healthcare
    1,000+

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Baltimore city U.S. National

The Numbers

DEMOGRAPHICS
Population
584,548
-1.29% YoY
Median Household Income
$58,349
Median Home Value
$202,900
-1.2% 12mo
Median Rent
$1,235
Average Annual Pay
$82,818
+3.7% YoY
Employment
348,184
+1.3% YoY
Income-to-Home-Value
0.2876
More affordable than average
Migration Inflow
3.56%
of pop. from another state
Bachelor's Degree+
34.9%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Building Permits (2024)
1,273
Single-Family Permits
165

[05] Crime & Safety

F
SAFETY
GRADE
Homicide Rate
45.5
per 100K · nat avg 6.3
Firearm Fatalities
44.9
per 100K · nat avg 14.8
Injury Deaths
226.2
per 100K · nat avg 76.3
vs National Average
Well above national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B-
AIR QUALITY
GRADE
Median AQI (3yr)
45.7
Good
Good Air Days
61%
673 of 1,095 days
Unhealthy+ Days (3yr)
24
Includes 1 Very Unhealthy
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
47
2022
45
2023
45
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$19,000M
TOTAL
PROJECT AMOUNT STATUS
Baltimore Peninsula Development
Various (including Under Armour, Rye Street Tavern, Sagamore Spirit distillery, Roost hotel)
$18,000M Under Construction
Penn Station Revitalization and Expansion
Amtrak, Cross Street Partners, Beatty Developers
$500M Under Construction
Pimlico Race Course Redevelopment
State of Maryland
$400M Planned
Tradepoint Atlantic Amazon Fulfillment Center
Amazon
$50M Operating
Key Highway South Urban Renewal Plan Redevelopment
Baltimore Development Corporation (seeking proposals)
$50M Proposed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth +2.6% 48 percentile
Population Growth -1.3% 2 percentile
Income Growth +7.8% 33 percentile
Vacancy Rate 2.1% 7 percentile
Home Price Change -1.2% 20 percentile
Rent Growth +2.3% 38 percentile
Price/Rent 10x 91 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Baltimore city, MD a good place to move to?

The data is not encouraging — Baltimore city scores just 17/100 on the Boom Town Index, ranking #816 of 996 counties. Job growth at +1.3% and median household income of $58,349 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Baltimore city affordable?

Housing in Baltimore city is roughly in line with national affordability norms. The median home costs $202,900 and the income-to-home-value ratio sits at 0.29, with rents averaging $1,235/month. Not a bargain, but not a stretch for most local earners either.

Is Baltimore city growing or shrinking?

It's a mixed picture in Baltimore city. The population is declining (-1.3% YoY), but employers are actually hiring — job growth is at +1.3%. Home values moved -1.2% in the last year. That tension between shrinking population and expanding employment often signals a county in transition.

Are people moving to Baltimore city?

There's a moderate stream of newcomers. About 3.56% of residents moved from another state, which is above average and suggests Baltimore city has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Cecil County, MD 16 Harford County, MD 16 Anne Arundel County, MD 12 Worcester County, MD 12 Prince George's County, MD 12 St. Mary's County, MD 24 Bucks County, PA 17 New Castle County, DE 18