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Howard County, MD

RANK #898 / 1001 NAT  ·  #17 / 18 MD  ·  POP 336,328

1YR FORECAST: -0.2%

5YR OUTLOOK: +19%

Our model projects Howard County's housing market at -0.2% over the next year, underperforming most U.S. counties.

[01] Why Howard County?

Historic Ellicott City, with its distinctive Main Street of 18th-century architecture, offers a glimpse into Howard County's past as a mill town. Located in central Maryland, the county sits between Baltimore and Washington, D.C., providing commuter access to both major cities via routes like I-70, I-95, and public transit options including MARC train and commuter buses. The community blends suburban and rural landscapes, with over 30,000 acres of parkland and more than 100 miles of trails, including portions of Patapsco Valley State Park. This offers residents opportunities for hiking, biking, and enjoying natural scenery.

Life in Howard County is characterized by a focus on quality of life, often attracting families. The Howard County Public School System is a draw for many residents. The local economy is driven by sectors such as business services, education, and healthcare, with ongoing investments in these areas. The county also supports local businesses and entrepreneurs through initiatives like the Maryland Innovation Center and an Enterprise Zone in Eastern Howard County, which offers incentives for businesses to invest and grow employment.

MARKET PROFILE

Idiosyncratic Markets

Howard County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices -0.3% YoY, population +0.7%, wages +3.7%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
12.9x

Overvalued relative to economy

Home Prices
-0.3%

Prices declining

Climate & Terrain
-1.4

Below-average climate & terrain

Price/Rent
22x

Prices detached from rents

Housing looks overvalued at 12.9x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Howard County Public School System Education
    5,000+
  2. 2
    Johns Hopkins University Applied Physics Laboratory Technology
  3. 3
    Johns Hopkins Howard County Medical Center Healthcare
    1,000+
  4. 4
    Verizon Technology
  5. 5
    Howard Community College Education
  6. 6
    Leidos Technology
  7. 7
    Lorien Health Services Healthcare
  8. 8
    MICROS Systems Technology
  9. 9
    Coastal Sunbelt Produce Manufacturing
  10. 10
    Giant Food Retail

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Howard County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
336,328
+0.72% YoY
Median Household Income
$149,763
Median Home Value
$597,900
-0.28% 12mo
Median Rent
$2,099
Average Annual Pay
$90,163
+3.7% YoY
Employment
173,146
-0.2% YoY
Income-to-Home-Value
0.2505
More affordable than average
Migration Inflow
3.7%
of pop. from another state
Bachelor's Degree+
64.5%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$635,000
Days on Market
17
Very hot — homes selling fast
Months of Supply
1.5
Seller's market
Sale-to-List Ratio
101.9%
Homes selling above asking
Sold Above List
53.2%
Listings w/ Price Drops
30.4%
Building Permits (2025)
728
Single-Family Permits
329

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Homicide Rate
3.2
per 100K · nat avg 6.3
Firearm Fatalities
5.7
per 100K · nat avg 14.8
Injury Deaths
47.3
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
37.0
Good
Good Air Days
77%
842 of 1,095 days
Unhealthy+ Days (3yr)
4
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
36
2022
37
2023
38
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$588M
TOTAL
PROJECT AMOUNT STATUS
Howard County Capital Improvement Plan (CIP) for FY2026
Howard County Government
$365M Planned
Howard County Public School System Capital Improvements
Howard County Government
$117M Planned
Howard County Solar Portfolio (10 projects, 29 MW)
CleanCapital
$71M Completed
Bioenergy Devco Anaerobic Digester
Bioenergy Devco
$35M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +0.7% 55 percentile
Income Growth +1.9% 29 percentile
Vacancy Rate 0.9% 59 percentile
Home Price Change -0.3% 24 percentile
Rent Growth +1.1% 21 percentile
Price/Rent 22x 11 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Howard County, MD a good place to move to?

The data is not encouraging — Howard County scores just 10/100 on the Boom Town Index, ranking #898 of 1001 counties. Job growth at -0.2% and median household income of $149,763 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Howard County affordable?

Housing in Howard County is roughly in line with national affordability norms. The median home costs $597,900 and the income-to-home-value ratio sits at 0.25, with rents averaging $2,099/month. Not a bargain, but not a stretch for most local earners either.

Is Howard County growing or shrinking?

Howard County's population is growing — up +0.7% YoY — while the job market is roughly flat (employment change of -0.2%). Home values shifted -0.3% over the past year. In-migration is outpacing local hiring, which often points to remote workers or retirees driving the headcount.

Are people moving to Howard County?

There's a moderate stream of newcomers. About 3.7% of residents moved from another state, which is above average and suggests Howard County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Baltimore city, MD 12 Montgomery County, MD 6 St. Mary's County, MD 17 Baltimore County, MD 18 Anne Arundel County, MD 18 Frederick County, MD 19 Bell County, TX 10 San Luis Obispo County, CA 10