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Harford County, MD

District 1

RANK #830 / 996 NAT  ·  #11 / 18 MD  ·  POP 261,059

1YR FORECAST: +0.2%

5YR OUTLOOK: +15%

Our model projects Harford County's housing market at +0.2% over the next year, underperforming most U.S. counties.

[01] Why Harford County?

Harford County, Maryland, offers a blend of suburban and rural landscapes, with Havre de Grace standing out as a notable waterfront city where the Susquehanna River meets the Chesapeake Bay. Located about 30 miles northeast of Baltimore, the county provides convenient access to major urban centers like Baltimore, Philadelphia, and Washington D.C. Commute times average around 30 minutes, with public transportation options including the MARC Train and commuter buses. The community offers a mix of historic charm and natural beauty, with numerous parks and waterways like Rocks State Park and the Ma & Pa Heritage Trail providing opportunities for outdoor recreation.

Life in Harford County is characterized by a family-friendly atmosphere, with highly rated public schools and a variety of recreational sports for both children and adults. The economy is diverse, driven by sectors such as defense, technology, manufacturing, and logistics. Aberdeen Proving Ground, a major U.S. Army facility, is a significant employer and has attracted numerous defense contractors to the area. Recent economic developments include investments in technology and research, with a focus on workforce development and supporting local businesses.

[02] Market Snapshot

Housing Ratio
6.5x

Above national median (4.7x)

GDP Growth
+2.2%

Below national median

Home Prices
+1.1%

Below national median

Climate & Terrain
0.0

Moderate climate & terrain

Price/Rent
16x

Above national median (13x)

Housing is fairly valued at 6.5x relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Aberdeen Proving Ground (APG) Military
    10,000+
  2. 2
    Harford County Public Schools Education
    5,000+
  3. 3
    University of Maryland Upper Chesapeake Health Healthcare
    2,500+
  4. 4
    Kohl's Retail
    1,000+
  5. 5
    ShopRite of Maryland Retail
  6. 6
    Walmart Retail
    500+
  7. 7
    Jacobs Technology Technology
  8. 8
    Jones Junction Auto Group Retail
  9. 9
    Target Retail
  10. 10
    Wegmans Food Markets Retail
    250+

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Harford County U.S. National

The Numbers

DEMOGRAPHICS
Population
261,059
+0.73% YoY
Median Household Income
$106,417
Median Home Value
$351,100
+1.05% 12mo
Median Rent
$1,475
Average Annual Pay
$68,533
+2.4% YoY
Employment
95,188
+0.9% YoY
Income-to-Home-Value
0.3031
More affordable than average
Migration Inflow
2.77%
of pop. from another state
Bachelor's Degree+
38.8%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$369,990
Days on Market
40
Moderate pace
Months of Supply
2.4
Seller's market
Sale-to-List Ratio
99.2%
Near asking price
Sold Above List
29.2%
Listings w/ Price Drops
24.1%
Building Permits (2024)
803
Single-Family Permits
777

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B-
SAFETY
GRADE
Homicide Rate
4.6
per 100K · nat avg 6.3
Firearm Fatalities
10.1
per 100K · nat avg 14.8
Injury Deaths
87.7
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
44.7
Good
Good Air Days
67%
719 of 1,076 days
Unhealthy+ Days (3yr)
19
Sensitive groups affected
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
46
2022
43
2023
45
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$1,380M
TOTAL
PROJECT AMOUNT STATUS
Constellation Natural Gas Plant (larger facility)
Constellation Energy
$800M Proposed
Oystercatcher Energy Storage
Cardinal Energy Storage East, LLC
$500M Planned
New University of Maryland hospital in Aberdeen
University of Maryland
$50M Operating
Fairview Farms Solar
Madison Energy Investments LLC
$30M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth +2.2% 39 percentile
Population Growth +0.7% 62 percentile
Income Growth +8.0% 37 percentile
Vacancy Rate 0.7% 83 percentile
Home Price Change +1.1% 46 percentile
Rent Growth +2.6% 43 percentile
Price/Rent 16x 22 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Harford County, MD a good place to move to?

The data is not encouraging — Harford County scores just 16/100 on the Boom Town Index, ranking #830 of 996 counties. Job growth at +0.9% and median household income of $106,417 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Harford County affordable?

Housing in Harford County is roughly in line with national affordability norms. The median home costs $351,100 and the income-to-home-value ratio sits at 0.30, with rents averaging $1,475/month. Not a bargain, but not a stretch for most local earners either.

Is Harford County growing or shrinking?

Harford County's population is growing — up +0.7% YoY — while the job market is roughly flat (employment change of +0.9%). Home values shifted +1.1% over the past year. In-migration is outpacing local hiring, which often points to remote workers or retirees driving the headcount.

Are people moving to Harford County?

There's a moderate stream of newcomers. About 2.77% of residents moved from another state, which is above average and suggests Harford County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Cecil County, MD 16 Baltimore city, MD 17 Anne Arundel County, MD 12 Worcester County, MD 12 Prince George's County, MD 12 Howard County, MD 9 Cabarrus County, NC 16 Montgomery County, TN 16