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Harford County, MD

RANK #599 / 1001 NAT  ·  #7 / 18 MD  ·  POP 263,757

1YR FORECAST: +0.3%

5YR OUTLOOK: +27%

Harford County's housing market is projected to grow +0.3% over the next year, below the national average.

[01] Why Harford County?

Harford County, Maryland, offers a blend of suburban and rural landscapes, with Havre de Grace standing out as a notable waterfront city where the Susquehanna River meets the Chesapeake Bay. Located about 30 miles northeast of Baltimore, the county provides convenient access to major urban centers like Baltimore, Philadelphia, and Washington D.C. Commute times average around 30 minutes, with public transportation options including the MARC Train and commuter buses. The community offers a mix of historic charm and natural beauty, with numerous parks and waterways like Rocks State Park and the Ma & Pa Heritage Trail providing opportunities for outdoor recreation.

Life in Harford County is characterized by a family-friendly atmosphere, with highly rated public schools and a variety of recreational sports for both children and adults. The economy is diverse, driven by sectors such as defense, technology, manufacturing, and logistics. Aberdeen Proving Ground, a major U.S. Army facility, is a significant employer and has attracted numerous defense contractors to the area. Recent economic developments include investments in technology and research, with a focus on workforce development and supporting local businesses.

MARKET PROFILE

Educated Suburban Growth

Harford County is one of 110 U.S. counties in this market profile — near the profile average on the BoomTown Index. Within this cohort, its recent home-price change of +1.2% runs below the profile's typical +2.4%.

See all 110 Educated Suburban Growth counties →

[02] Market Snapshot

Housing Ratio
15.4x

Overvalued relative to economy

Home Prices
+1.2%

Below national median

Climate & Terrain
0.0

Moderate climate & terrain

Price/Rent
17x

Above national median (15x)

Housing looks overvalued at 15.4x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Aberdeen Proving Ground (APG) Military
    10,000+
  2. 2
    Harford County Public Schools Education
    5,000+
  3. 3
    University of Maryland Upper Chesapeake Health Healthcare
    2,500+
  4. 4
    Kohl's Retail
    1,000+
  5. 5
    ShopRite of Maryland Retail
  6. 6
    Walmart Retail
    500+
  7. 7
    Jacobs Technology Technology
  8. 8
    Jones Junction Auto Group Retail
  9. 9
    Target Retail
  10. 10
    Wegmans Food Markets Retail
    250+

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Harford County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
263,757
+0.48% YoY
Median Household Income
$112,265
Median Home Value
$386,400
+1.25% 12mo
Median Rent
$1,586
Average Annual Pay
$68,668
+0.2% YoY
Employment
96,062
+0.9% YoY
Income-to-Home-Value
0.2905
More affordable than average
Migration Inflow
2.61%
of pop. from another state
Bachelor's Degree+
40.3%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$425,000
Days on Market
17
Very hot — homes selling fast
Months of Supply
2.1
Seller's market
Sale-to-List Ratio
101.0%
Homes selling above asking
Sold Above List
39.8%
Listings w/ Price Drops
32.8%
Building Permits (2025)
715
Single-Family Permits
578

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B-
SAFETY
GRADE
Homicide Rate
4.6
per 100K · nat avg 6.3
Firearm Fatalities
10.1
per 100K · nat avg 14.8
Injury Deaths
87.7
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
44.7
Good
Good Air Days
67%
719 of 1,076 days
Unhealthy+ Days (3yr)
19
Sensitive groups affected
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
46
2022
43
2023
45
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$1,380M
TOTAL
PROJECT AMOUNT STATUS
Constellation Natural Gas Plant (larger facility)
Constellation Energy
$800M Proposed
Oystercatcher Energy Storage
Cardinal Energy Storage East, LLC
$500M Planned
New University of Maryland hospital in Aberdeen
University of Maryland
$50M Operating
Fairview Farms Solar
Madison Energy Investments LLC
$30M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +0.5% 43 percentile
Income Growth +0.8% 14 percentile
Vacancy Rate 0.5% 89 percentile
Home Price Change +1.2% 42 percentile
Rent Growth +3.2% 55 percentile
Price/Rent 17x 34 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Harford County, MD a good place to move to?

Harford County scores 40/100 on the Boom Town Index, landing in the middle of the pack among 1001 U.S. counties (#599). Median household income is $112,265 and job growth is running at +0.9%. The data points to a county with mixed signals — some positive indicators alongside areas that lag faster-growing peers.

Is Harford County affordable?

Housing in Harford County is roughly in line with national affordability norms. The median home costs $386,400 and the income-to-home-value ratio sits at 0.29, with rents averaging $1,586/month. Not a bargain, but not a stretch for most local earners either.

Is Harford County growing or shrinking?

Population and employment in Harford County are both close to flat — population +0.5% YoY and jobs +0.9%. Home values shifted +1.2% over the past 12 months. A steady-state county, neither expanding quickly nor shrinking.

Are people moving to Harford County?

There's a moderate stream of newcomers. About 2.61% of residents moved from another state, which is above average and suggests Harford County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Carroll County, MD 40 Queen Anne's County, MD 37 Prince George's County, MD 30 Washington County, MD 51 Calvert County, MD 29 Worcester County, MD 52 Yavapai County, AZ 40 Sumner County, TN 40