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Flathead County, MT

Kalispell

RANK #658 / 996 NAT  ·  POP 105,950

1YR FORECAST: -0.0%

5YR OUTLOOK: +20%

Our model projects Flathead County's housing market at -0.0% over the next year, underperforming most U.S. counties.

[01] Why Flathead County?

Flathead County, Montana, is defined by its proximity to Glacier National Park, often called the "Crown Jewel of the Continent." Located in northwest Montana, the county is about two hours north of Missoula. Major towns include Kalispell, the county seat, along with Whitefish and Columbia Falls. The community feel is influenced by its natural surroundings, with over 80% of the county's land protected as national parks, forests, and timber reserves. This provides extensive outdoor recreation, including hiking, skiing at Whitefish Mountain Resort and Blacktail Mountain Ski Area, and water activities on Flathead Lake and the Flathead River. Commutes within the county are relatively short, with an average of 19.6 minutes.

Life in Flathead County attracts a mix of families, retirees, and remote workers drawn to the natural amenities and a slower pace. The economy, while historically tied to logging and agriculture, has diversified, with healthcare, retail trade, and construction now being major employers. Flathead County has experienced sustained economic growth, with job growth leading the state in recent years. Healthcare, in particular, has seen significant expansion, driven by an aging population. The Kalispell Public School District is one of Montana's largest, offering a range of academic and activity programs, and Flathead Valley Community College provides various two-year and four-year opportunities.

[02] Market Snapshot

Housing Ratio
8.0x

Overvalued relative to economy

GDP Growth
+4.7%

Well above national median

Home Prices
+0.0%

Well below national median

Climate & Terrain
2.8

Moderate climate & terrain

Price/Rent
16x

Above national median (13x)

Housing looks overvalued at 8.0x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Healthcare & Social Assistance Healthcare
    5,000+
  2. 2
    Retail Trade Retail
  3. 3
    Construction Other
  4. 4
    Logan Health (formerly Kalispell Regional Medical Center) Healthcare
  5. 5
    Flathead County Government Government
    1,000+
  6. 6
    Applied Materials Manufacturing
    500+
  7. 7
    Flathead Valley Community College Education
    250+
  8. 8
    Kalispell School District Education
  9. 9
    Glacier Bancorp, Inc. Finance
  10. 10
    National Flood Services Finance

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Flathead County U.S. National

The Numbers

DEMOGRAPHICS
Population
105,950
+2.47% YoY
Median Household Income
$68,025
Median Home Value
$414,200
0.0% 12mo
Median Rent
$1,029
Average Annual Pay
$58,339
+6.3% YoY
Employment
50,611
+2.1% YoY
Income-to-Home-Value
0.1642
Less affordable than average
Migration Inflow
1.68%
of pop. from another state
Bachelor's Degree+
34.9%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$654,172
Days on Market
141
Slower market
Months of Supply
8.5
Buyer's market
Listings w/ Price Drops
15.3%
Building Permits (2024)
286
Single-Family Permits
198

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Homicide Rate
3.4
per 100K · nat avg 6.3
Firearm Fatalities
22.4
per 100K · nat avg 14.8
Injury Deaths
98.7
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
41.0
Good
Good Air Days
69%
754 of 1,095 days
Unhealthy+ Days (3yr)
20
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
39
2022
41
2023
43
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Score Breakdown

GDP Growth +4.7% 81 percentile
Population Growth +2.5% 93 percentile
Income Growth +7.0% 18 percentile
Vacancy Rate 1.1% 46 percentile
Home Price Change 0.0% 30 percentile
Rent Growth +3.2% 55 percentile
Price/Rent 16x 27 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Flathead County, MT a good place to move to?

At 33/100, Flathead County faces headwinds that place it in the lower third of the 996 counties we track. Median income of $68,025 combined with job growth of +2.1% suggests the local economy is struggling to keep pace with national trends.

Is Flathead County affordable?

Flathead County leans toward the expensive side. A median home value of $414,200 against an income-to-home-value ratio of 0.16 means housing eats a bigger share of local earnings than the national norm. Renters face $1,029/month on average.

Is Flathead County growing or shrinking?

Flathead County is growing on multiple fronts. Population is up +2.5% year-over-year while employers added jobs at a +2.1% clip. Home values shifted 0.0% in the past year.

Are many people relocating to Flathead County?

Not particularly — 1.68% of Flathead County's population moved in from another state, which is below the national average. Most residents are long-term locals rather than recent transplants.

[09] Similar Counties by Size & Score

Yellowstone County, MT 36 Missoula County, MT 28 Cascade County, MT 48 Lewis and Clark County, MT 57 Gallatin County, MT 5 Calvert County, MD 33 Franklin County, MA 33 Scott County, MN 33