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Gallatin County, MT

Bozeman

RANK #939 / 996 NAT  ·  POP 119,685

1YR FORECAST: -0.5%

5YR OUTLOOK: +9%

Our model projects Gallatin County's housing market at -0.5% over the next year, underperforming most U.S. counties.

[01] Why Gallatin County?

Gallatin County, Montana, is often first recognized for Bozeman, its largest city and county seat, which serves as a gateway to Yellowstone National Park. The county, situated in southwest Montana, is characterized by its dramatic natural scenery, including the Bridger and Gallatin mountain ranges and the Gallatin River. Commuting within the county is primarily by personal vehicle, though Bozeman offers a zero-fare bus system, Streamline, with routes extending to Belgrade and seasonal service to Bridger Bowl. The community offers extensive outdoor recreation, from whitewater rafting and fly fishing on the Gallatin and Yellowstone Rivers to hiking, cycling, and winter sports at Big Sky Resort and Bridger Bowl Ski Area. The Gallatin County Regional Park in Bozeman provides trails, a dog park, and Nordic ski trails in winter.

Life in Gallatin County attracts a mix of families, remote workers, and retirees drawn by the quality of life and access to natural amenities. Public schools in Gallatin County, including those in Bozeman, Belgrade, and West Yellowstone, are highly rated. The economy, historically rooted in agriculture, has diversified with strong growth in professional and technical services, healthcare, and tourism. Montana State University in Bozeman contributes to the local economy with its research programs. Recent economic developments include significant investment in data centers, a sector attracted by the region's infrastructure and tax policies. This growth has led to increased demand for housing and services.

[02] Market Snapshot

Housing Ratio
6.8x

Above national median (4.7x)

GDP Growth
+5.2%

Well above national median

Home Prices
-1.5%

Prices declining

Climate & Terrain
3.9

Favorable climate & terrain

Price/Rent
21x

Prices detached from rents

Housing is fairly valued at 6.8x relative to local economic output. Climate and geography support a structural premium. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Montana State University Education
    10,000+
  2. 2
    Bozeman Health Healthcare
    1,000+
  3. 3
    Gallatin County Government Government
  4. 4
    City of Bozeman Government
    500+
  5. 5
    RightNow Technologies Technology
    250+
  6. 6
    Town Pump Retail
  7. 7
    Glacier Bancorp Finance
    100+
  8. 8
    Costco Wholesale Retail
  9. 9
    Zoot Enterprises, Inc. Technology
  10. 10
    Mystery Ranch Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Gallatin County U.S. National

The Numbers

DEMOGRAPHICS
Population
119,685
+2.54% YoY
Median Household Income
$83,434
Median Home Value
$526,700
-1.48% 12mo
Median Rent
$1,405
Average Annual Pay
$66,213
+6.0% YoY
Employment
73,217
+3.6% YoY
Income-to-Home-Value
0.1584
Less affordable than average
Migration Inflow
2.38%
of pop. from another state
Bachelor's Degree+
52.9%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$687,900
Days on Market
125
Slower market
Months of Supply
5.7
Buyer's market
Listings w/ Price Drops
14.5%
Building Permits (2024)
1,706
Single-Family Permits
1,006

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

A
SAFETY
GRADE
Homicide Rate
1.9
per 100K · nat avg 6.3
Firearm Fatalities
16.9
per 100K · nat avg 14.8
Injury Deaths
57.1
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B+
AIR QUALITY
GRADE
Median AQI (3yr)
33.0
Good
Good Air Days
79%
864 of 1,095 days
Unhealthy+ Days (3yr)
19
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
41
2022
32
2023
26
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$1,623M
TOTAL
PROJECT AMOUNT STATUS
Meta Data Center
Meta
$1,500M Operating
Gallatin County Hidden Creek Affordable Housing
Gallatin County, United Housing Partners LLC, HRDC
$50M Under Construction
Gallatin County Courts Facility
Gallatin County
$46M Under Construction
Amazon Delivery Station
Amazon
$27M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth +5.2% 84 percentile
Population Growth +2.5% 93 percentile
Income Growth +9.5% 72 percentile
Vacancy Rate 1.3% 35 percentile
Home Price Change -1.5% 18 percentile
Rent Growth -1.3% 4 percentile
Price/Rent 21x 7 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Gallatin County, MT a good place to move to?

The data is not encouraging — Gallatin County scores just 5/100 on the Boom Town Index, ranking #939 of 996 counties. Job growth at +3.6% and median household income of $83,434 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Gallatin County affordable?

Gallatin County leans toward the expensive side. A median home value of $526,700 against an income-to-home-value ratio of 0.16 means housing eats a bigger share of local earnings than the national norm. Renters face $1,405/month on average.

Is Gallatin County growing or shrinking?

Gallatin County is growing on multiple fronts. Population is up +2.5% year-over-year while employers added jobs at a +3.6% clip. Home values shifted -1.5% in the past year.

Are people moving to Gallatin County?

There's a moderate stream of newcomers. About 2.38% of residents moved from another state, which is above average and suggests Gallatin County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Missoula County, MT 28 Flathead County, MT 33 Yellowstone County, MT 36 Cascade County, MT 48 Lewis and Clark County, MT 57 Dallas County, IA 5 Haywood County, NC 5 Newton County, GA 6