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Tipton County, TN

District 4

RANK #882 / 996 NAT  ·  #31 / 33 TN  ·  POP 61,116

1YR FORECAST: +0.1%

5YR OUTLOOK: +13%

Our model projects Tipton County's housing market at +0.1% over the next year, underperforming most U.S. counties.

[01] Why Tipton County?

Tipton County, Tennessee, distinguishes itself with Covington's historic square, featuring a revitalized streetscape, restored theater, shops, and restaurants. Located north of Memphis, the county offers a rural lifestyle within a short drive of urban amenities. The western boundary is formed by the Mississippi River, and the Hatchie River borders the north, providing opportunities for boating, fishing, and canoeing. Commutes to Memphis are common, with public transit options available through the Delta Human Resource Agency. The community offers a blend of historic charm and access to nature.

Life in Tipton County often involves families seeking a quieter setting with access to good schools. The Tipton County School District serves over 10,000 students across 14 schools and is considered above average. The economy, historically rooted in agriculture, is experiencing a shift. Major investments are flowing into advanced manufacturing and related industries, creating new job opportunities and driving demand for a skilled workforce. This economic evolution is expected to bring increased wages and a need for more community services and amenities.

[02] Market Snapshot

Housing Ratio
9.2x

Overvalued relative to economy

GDP Growth
+0.1%

Well below national median

Home Prices
+0.8%

Below national median

Climate & Terrain
-0.4

Below-average climate & terrain

Price/Rent
10x

Strong rental yield

Housing looks overvalued at 9.2x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Tipton County Schools Education
    10,000+
  2. 2
    Unilever Manufacturing
    500+
  3. 3
    Baptist Memorial Hospital - Tipton Healthcare
    250+
  4. 4
    Mueller Industries Manufacturing
  5. 5
    Charms (Tootsie Roll Industries) Manufacturing
    100+
  6. 6
    City of Covington Government
  7. 7
    Tennessee College of Applied Technology - Covington Education
  8. 8
    CSC Sugar LLC Manufacturing
  9. 9
    Gold Bond World Wide Manufacturing
  10. 10
    Hamilton-Ryker Other
    50

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Tipton County U.S. National

The Numbers

DEMOGRAPHICS
Population
61,116
+0.41% YoY
Median Household Income
$70,674
Median Home Value
$203,500
+0.78% 12mo
Median Rent
$1,013
Average Annual Pay
$50,303
+0.2% YoY
Employment
11,848
-1.8% YoY
Income-to-Home-Value
0.3473
More affordable than average
Migration Inflow
2.87%
of pop. from another state
Bachelor's Degree+
19.6%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$293,500
Days on Market
51
Moderate pace
Months of Supply
4.9
Balanced market
Sale-to-List Ratio
97.6%
Negotiation room for buyers
Sold Above List
18.8%
Listings w/ Price Drops
28.2%
Building Permits (2024)
215
Single-Family Permits
167

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

C
SAFETY
GRADE
Homicide Rate
6.7
per 100K · nat avg 6.3
Firearm Fatalities
19.5
per 100K · nat avg 14.8
Injury Deaths
107.6
per 100K · nat avg 76.3
vs National Average
Near national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$148M
TOTAL
PROJECT AMOUNT STATUS
Charms LLC Manufacturing and Distribution Center Expansion
Charms LLC (Tootsie Roll Industries)
$98M Under Construction
Residential Development (Various Communities)
Multiple Developers (e.g., Grant & Co.)
$50M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

GDP Growth +0.1% 8 percentile
Population Growth +0.4% 48 percentile
Income Growth +10.8% 89 percentile
Vacancy Rate 1.1% 46 percentile
Home Price Change +0.8% 42 percentile
Rent Growth -2.1% 2 percentile
Price/Rent 10x 87 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Tipton County, TN a good place to move to?

The data is not encouraging — Tipton County scores just 11/100 on the Boom Town Index, ranking #882 of 996 counties. Job growth at -1.8% and median household income of $70,674 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Tipton County affordable?

Housing in Tipton County is roughly in line with national affordability norms. The median home costs $203,500 and the income-to-home-value ratio sits at 0.35, with rents averaging $1,013/month. Not a bargain, but not a stretch for most local earners either.

Is Tipton County growing or shrinking?

Tipton County's job market is contracting (-1.8% YoY) while population is roughly stable (+0.4% change). Home values are +0.8% over the past 12 months. Hiring headwinds without an offsetting exodus — residents are staying, but local employers are shedding payroll.

Are people moving to Tipton County?

There's a moderate stream of newcomers. About 2.87% of residents moved from another state, which is above average and suggests Tipton County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[09] Similar Counties by Size & Score

Sullivan County, TN 14 Montgomery County, TN 16 Carter County, TN 6 Cumberland County, TN 20 Davidson County, TN 1 Robertson County, TN 22 San Patricio County, TX 11 Coos County, OR 10