36 / 100

Montgomery County, TN

RANK #637 / 1001 NAT  ·  #17 / 33 TN  ·  POP 234,153

1YR FORECAST: -1.1%

5YR OUTLOOK: +26%

Montgomery County's housing market is projected to grow -1.1% over the next year, below the national average.

[01] Why Montgomery County?

Montgomery County, Tennessee, is distinguished by Dunbar Cave State Park, home to an eight-mile cave system with historical and archaeological significance, including prehistoric Native American petroglyphs. Located in northern Tennessee, bordering Kentucky, the county seat of Clarksville is approximately 45 minutes northwest of Nashville. The community offers a mix of suburban and rural living with hilly, tree-covered terrain and the Cumberland River flowing through it. Outdoor recreation is accessible through numerous state and local parks, trails, and the Wade Bourne Nature Center. Commute options include local bus services and regional express buses to Nashville.

Life in Montgomery County attracts families and young professionals, with many residents owning their homes. The Clarksville-Montgomery County School System serves a large student population and includes specialized programs like a Spanish Immersion School and various College and Career Academies. The local economy is experiencing growth, driven by investments in advanced manufacturing and data centers. This has led to the creation of new jobs, some of which offer higher wages, and has contributed to the area's increasing population. Austin Peay State University also contributes to the local educational and economic landscape.

MARKET PROFILE

Sun Belt Exurban Boom

Montgomery County is one of 43 U.S. counties in this market profile — stronger than typical on the BoomTown Index. Within this cohort, its recent home-price change of -0.4% matches the profile's typical -0.0%.

See all 43 Sun Belt Exurban Boom counties →

[02] Market Snapshot

Housing Ratio
18.0x

Overvalued relative to economy

Home Prices
-0.4%

Prices declining

Climate & Terrain
-0.5

Below-average climate & terrain

Price/Rent
17x

Above national median (15x)

Housing looks overvalued at 18.0x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Fort Campbell Military
    25,000+
  2. 2
    Clarksville-Montgomery County School System Education
    1,000+
  3. 3
    Austin Peay State University Education
  4. 4
    Tennova Healthcare Healthcare
  5. 5
    City of Clarksville Government
    500+
  6. 6
    Premier BPO, Inc. Other
  7. 7
    Montgomery County Government Government
    100+
  8. 8
    Hankook Tire Manufacturing TN Manufacturing
  9. 9
    Trane Company Manufacturing
  10. 10
    LG Electronics Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Montgomery County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
234,153
+2.72% YoY
Median Household Income
$75,613
Median Home Value
$280,200
-0.37% 12mo
Median Rent
$1,308
Average Annual Pay
$55,338
+6.2% YoY
Employment
65,723
+1.9% YoY
Income-to-Home-Value
0.2699
More affordable than average
Migration Inflow
2.64%
of pop. from another state
Bachelor's Degree+
31.1%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$345,000
Days on Market
74
Slower market
Months of Supply
4.2
Balanced market
Sale-to-List Ratio
98.9%
Near asking price
Sold Above List
18.1%
Listings w/ Price Drops
20.3%
Building Permits (2025)
2,723
Single-Family Permits
1,635

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

D
SAFETY
GRADE
Homicide Rate
8.9
per 100K · nat avg 6.3
Firearm Fatalities
21.7
per 100K · nat avg 14.8
Injury Deaths
100.2
per 100K · nat avg 76.3
vs National Average
Above national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B+
AIR QUALITY
GRADE
Median AQI (3yr)
35.0
Good
Good Air Days
78%
830 of 1,069 days
Unhealthy+ Days (3yr)
2
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
33
2022
36
2023
36
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$10,690M
TOTAL
PROJECT AMOUNT STATUS
Project Crucible (Integrated Non-Ferrous Metal Refinery)
Korea Zinc (Crucible Metals LLC)
$6,600M Under Construction
Google Data Center Campus Expansion
Google
$2,500M Operating
Meta Data Center Campus Expansion
Meta
$1,500M Under Construction
T.RAD Manufacturing Facility
T.RAD
$90M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +2.7% 93 percentile
Income Growth +4.5% 85 percentile
Vacancy Rate 1.4% 23 percentile
Home Price Change -0.4% 23 percentile
Rent Growth +1.3% 23 percentile
Price/Rent 17x 34 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Montgomery County, TN a good place to move to?

At 36/100, Montgomery County faces headwinds that place it in the lower third of the 1001 counties we track. Median income of $75,613 combined with job growth of +1.9% suggests the local economy is struggling to keep pace with national trends.

Is Montgomery County affordable?

Housing in Montgomery County is roughly in line with national affordability norms. The median home costs $280,200 and the income-to-home-value ratio sits at 0.27, with rents averaging $1,308/month. Not a bargain, but not a stretch for most local earners either.

Is Montgomery County growing or shrinking?

Montgomery County is growing on multiple fronts. Population is up +2.7% year-over-year while employers added jobs at a +1.9% clip. Home values shifted -0.4% in the past year.

Are people moving to Montgomery County?

There's a moderate stream of newcomers. About 2.64% of residents moved from another state, which is above average and suggests Montgomery County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Sumner County, TN 40 Rutherford County, TN 32 Wilson County, TN 32 Gibson County, TN 31 Carter County, TN 28 Hamilton County, TN 28 Barnstable County, MA 36 Yellowstone County, MT 36