44 / 100

Franklin County, KY

RANK #556 / 1001 NAT  ·  #8 / 19 KY  ·  POP 51,842

1YR FORECAST: +0.0%

5YR OUTLOOK: +27%

#34 Most Undervalued
Franklin County's housing market is projected to grow +0.0% over the next year, below the national average.

[01] Why Franklin County?

Frankfort, the state capital, defines Franklin County, Kentucky, situated along the Kentucky River in the Bluegrass region. It lies approximately 25-30 minutes northwest of Lexington and about 50 minutes southeast of Louisville, offering a convenient commute to both larger cities via I-64. The community maintains a small-town feel despite its capital status, characterized by historic architecture and a scenic environment. Outdoor recreation is abundant, with opportunities for hiking at Cove Spring Park, kayaking on Elkhorn Creek, and exploring the Josephine Sculpture Park.

Life in Franklin County is often described as quiet and family-friendly, with a strong sense of community. The public schools in Franklin County are rated above average. The economy benefits from state government employment, manufacturing, education, and healthcare. Recent economic development initiatives, such as the Franklin-Anderson Commerce and Technology (FACT) District, aim to attract advanced manufacturing, automotive, aerospace, and ag-tech companies, projecting up to 1,000 new jobs with an average wage of $62,000. This focus on job creation and infrastructure development seeks to support local talent and long-term growth.

MARKET PROFILE

Idiosyncratic Markets

Franklin County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices -1.7% YoY, population +0.5%, wages +4.1%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
5.1x

Below national median (11.3x)

Home Prices
-1.7%

Prices declining

Climate & Terrain
-0.3

Below-average climate & terrain

Price/Rent
16x

Above national median (15x)

Housing is fairly valued at 5.1x relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Kentucky State Government Employees Government
    10,000+
  2. 2
    Kentucky Health & Family Services Cabinet Government
    2,500+
  3. 3
    Transportation Cabinet of Kentucky Government
  4. 4
    Montaplast of North America Inc. Manufacturing
    500+
  5. 5
    Kentucky Department of Education Education
  6. 6
    Frankfort Regional Medical Center Healthcare
  7. 7
    Franklin County School System Education
  8. 8
    Buffalo Trace Distillery Hospitality
  9. 9
    Topy Corporation Manufacturing
  10. 10
    Beam, Inc. Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Franklin County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
51,842
+0.54% YoY
Median Household Income
$65,298
Median Home Value
$216,600
-1.69% 12mo
Median Rent
$967
Average Annual Pay
$62,646
+4.1% YoY
Employment
35,315
+1.4% YoY
Income-to-Home-Value
0.3015
More affordable than average
Migration Inflow
5.1%
of pop. from another state
Bachelor's Degree+
31.9%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$250,437
Days on Market
42
Moderate pace
Months of Supply
2.4
Seller's market
Sale-to-List Ratio
97.2%
Negotiation room for buyers
Sold Above List
26.7%
Listings w/ Price Drops
44.1%
Building Permits (2025)
96
Single-Family Permits
92

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

C
SAFETY
GRADE
Homicide Rate
7.8
per 100K · nat avg 6.3
Firearm Fatalities
17.2
per 100K · nat avg 14.8
Injury Deaths
115.5
per 100K · nat avg 76.3
vs National Average
Above national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$90M
TOTAL
PROJECT AMOUNT STATUS
Franklin-Anderson Commerce and Technology (FACT) District
Franklin County / Anderson County / City of Frankfort / Lawrenceburg
$50M Planned
Aquaculture Protein Product Facility
Meridian Biotech
$40M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

Population Growth +0.5% 46 percentile
Income Growth -1.8% 1 percentile
Vacancy Rate 0.8% 62 percentile
Home Price Change -1.7% 13 percentile
Rent Growth +3.6% 62 percentile
Price/Rent 16x 41 percentile

Bars show percentile rank among all 1001 counties.

[08] Frequently Asked Questions

Is Franklin County, KY a good place to move to?

Franklin County scores 44/100 on the Boom Town Index, landing in the middle of the pack among 1001 U.S. counties (#556). Median household income is $65,298 and job growth is running at +1.4%. The data points to a county with mixed signals — some positive indicators alongside areas that lag faster-growing peers.

Is Franklin County affordable?

Housing in Franklin County is roughly in line with national affordability norms. The median home costs $216,600 and the income-to-home-value ratio sits at 0.30, with rents averaging $967/month. Not a bargain, but not a stretch for most local earners either.

Is Franklin County growing or shrinking?

Franklin County is growing on multiple fronts. Population is up +0.5% year-over-year while employers added jobs at a +1.4% clip. Home values shifted -1.7% in the past year.

Are people moving to Franklin County?

In significant numbers — 5.1% of Franklin County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[09] Similar Counties by Size & Score

Kenton County, KY 43 Campbell County, KY 47 Fayette County, KY 41 Madison County, KY 38 Warren County, KY 37 Daviess County, KY 53 Burnet County, TX 44 Lawrence County, OH 44