21 / 100

Franklin County, KY

Frankfort

RANK #776 / 996 NAT  ·  #14 / 19 KY  ·  POP 51,475

1YR FORECAST: +1.7%

5YR OUTLOOK: +17%

Our model projects Franklin County's housing market at +1.7% over the next year, underperforming most U.S. counties.

[01] Why Franklin County?

Frankfort, the state capital, defines Franklin County, Kentucky, situated along the Kentucky River in the Bluegrass region. It lies approximately 25-30 minutes northwest of Lexington and about 50 minutes southeast of Louisville, offering a convenient commute to both larger cities via I-64. The community maintains a small-town feel despite its capital status, characterized by historic architecture and a scenic environment. Outdoor recreation is abundant, with opportunities for hiking at Cove Spring Park, kayaking on Elkhorn Creek, and exploring the Josephine Sculpture Park.

Life in Franklin County is often described as quiet and family-friendly, with a strong sense of community. The public schools in Franklin County are rated above average. The economy benefits from state government employment, manufacturing, education, and healthcare. Recent economic development initiatives, such as the Franklin-Anderson Commerce and Technology (FACT) District, aim to attract advanced manufacturing, automotive, aerospace, and ag-tech companies, projecting up to 1,000 new jobs with an average wage of $62,000. This focus on job creation and infrastructure development seeks to support local talent and long-term growth.

[02] Market Snapshot

Housing Ratio
2.6x

Undervalued relative to economy

GDP Growth
+3.7%

Above national median

Home Prices
+0.5%

Well below national median

Climate & Terrain
-0.3

Below-average climate & terrain

Price/Rent
14x

Above national median (13x)

Housing looks undervalued at 2.6x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Kentucky State Government Employees Government
    10,000+
  2. 2
    Kentucky Health & Family Services Cabinet Government
    2,500+
  3. 3
    Transportation Cabinet of Kentucky Government
  4. 4
    Montaplast of North America Inc. Manufacturing
    500+
  5. 5
    Kentucky Department of Education Education
  6. 6
    Frankfort Regional Medical Center Healthcare
  7. 7
    Franklin County School System Education
  8. 8
    Buffalo Trace Distillery Hospitality
  9. 9
    Topy Corporation Manufacturing
  10. 10
    Beam, Inc. Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Franklin County U.S. National

The Numbers

DEMOGRAPHICS
Population
51,475
+0.3% YoY
Median Household Income
$62,929
Median Home Value
$184,000
+0.49% 12mo
Median Rent
$902
Average Annual Pay
$60,163
+4.2% YoY
Employment
34,824
+3.4% YoY
Income-to-Home-Value
0.342
More affordable than average
Migration Inflow
4.95%
of pop. from another state
Bachelor's Degree+
31.6%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$258,500
Days on Market
88
Slower market
Months of Supply
3.4
Balanced market
Sale-to-List Ratio
96.6%
Negotiation room for buyers
Sold Above List
23.7%
Listings w/ Price Drops
22.5%
Building Permits (2024)
123
Single-Family Permits
123

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

C
SAFETY
GRADE
Homicide Rate
7.8
per 100K · nat avg 6.3
Firearm Fatalities
17.2
per 100K · nat avg 14.8
Injury Deaths
115.5
per 100K · nat avg 76.3
vs National Average
Above national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$90M
TOTAL
PROJECT AMOUNT STATUS
Franklin-Anderson Commerce and Technology (FACT) District
Franklin County / Anderson County / City of Frankfort / Lawrenceburg
$50M Planned
Aquaculture Protein Product Facility
Meridian Biotech
$40M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

GDP Growth +3.7% 68 percentile
Population Growth +0.3% 42 percentile
Income Growth +5.8% 7 percentile
Vacancy Rate 0.5% 94 percentile
Home Price Change +0.5% 37 percentile
Rent Growth +7.2% 92 percentile
Price/Rent 14x 45 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Franklin County, KY a good place to move to?

At 21/100, Franklin County faces headwinds that place it in the lower third of the 996 counties we track. Median income of $62,929 combined with job growth of +3.4% suggests the local economy is struggling to keep pace with national trends.

Is Franklin County affordable?

Housing in Franklin County is roughly in line with national affordability norms. The median home costs $184,000 and the income-to-home-value ratio sits at 0.34, with rents averaging $902/month. Not a bargain, but not a stretch for most local earners either.

Is Franklin County growing or shrinking?

Employers in Franklin County are hiring — job growth of +3.4% — but the population is close to flat (+0.3% YoY). Home values moved +0.5% over the past year. Labor demand is outpacing local population growth, which tends to tighten wages and housing.

Are people moving to Franklin County?

There's a moderate stream of newcomers. About 4.95% of residents moved from another state, which is above average and suggests Franklin County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[09] Similar Counties by Size & Score

Madison County, KY 22 Hardin County, KY 20 Pulaski County, KY 15 Oldham County, KY 12 Boone County, KY 32 Laurel County, KY 9 Tuolumne County, CA 20 Cumberland County, TN 20