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Oldham County, KY

RANK #879 / 1001 NAT  ·  #18 / 19 KY  ·  POP 69,257

1YR FORECAST: -0.0%

5YR OUTLOOK: +20%

Our model projects Oldham County's housing market at -0.0% over the next year, underperforming most U.S. counties.

[01] Why Oldham County?

Oldham County, Kentucky, distinguishes itself with La Grange, its county seat, where an active freight train runs directly down Main Street, sharing the roadway with pedestrians and vehicles. Located about 25 miles northeast of Louisville on I-71, the county offers a blend of quiet, residential living with access to urban amenities. Its landscape features rolling hills and horse farms, contributing to a scenic environment. Residents have access to numerous parks and nature preserves, such as Creasy Mahan Nature Preserve and Yew Dell Botanical Gardens, providing miles of trails for outdoor recreation.

Life in Oldham County often appeals to families, drawn by its highly-rated public school system. The community maintains a suburban feel with a focus on quality of life, including local restaurants and shopping. Commuting to Louisville is a common practice for many residents. The local economy is seeing growth, partly driven by investment in technology infrastructure, including data centers. While these developments bring economic activity, they have also prompted community discussions regarding their scale and impact.

MARKET PROFILE

Idiosyncratic Markets

Oldham County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices +1.2% YoY, population +1.0%, wages -1.8%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
23.9x

Overvalued relative to economy

Home Prices
+1.2%

Below national median

Climate & Terrain
-0.8

Below-average climate & terrain

Price/Rent
27x

Speculative pricing

Housing looks overvalued at 23.9x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    The Rawlings Group Finance
    1,000+
  2. 2
    Oldham County Public Schools Education
  3. 3
    Baptist Health LaGrange Healthcare
    250+
  4. 4
    Oldham County Fiscal Court Government

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Oldham County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
69,257
+0.96% YoY
Median Household Income
$122,497
Median Home Value
$393,100
+1.24% 12mo
Median Rent
$1,219
Average Annual Pay
$66,913
-1.8% YoY
Employment
16,987
-2.8% YoY
Income-to-Home-Value
0.3116
More affordable than average
Migration Inflow
5.1%
of pop. from another state
Bachelor's Degree+
46.4%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$492,500
Days on Market
34
Active market
Months of Supply
2.7
Seller's market
Sale-to-List Ratio
99.1%
Near asking price
Sold Above List
26.8%
Listings w/ Price Drops
27.2%
Building Permits (2025)
276
Single-Family Permits
276

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B-
SAFETY
GRADE
Firearm Fatalities
9.8
per 100K · nat avg 14.8
Injury Deaths
59.4
per 100K · nat avg 76.3
vs National Average
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
40.7
Good
Good Air Days
86%
632 of 731 days
Unhealthy+ Days (3yr)
4
Sensitive groups affected
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
39
2022
41
2023
42
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$6,100M
TOTAL
PROJECT AMOUNT STATUS
Project Lincoln: OC Data Center
Western Hospitality Partners - Kentucky LLC
$6,000M Proposed
Oldham Reserve
Hollenbach-Oakley
$50M Under Construction
Oldham County Schools Capital Projects (various campus improvements, new high school site, athletic/site enhancements)
Oldham County Schools
$50M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +1.0% 66 percentile
Income Growth +0.8% 13 percentile
Vacancy Rate 0.5% 92 percentile
Home Price Change +1.2% 42 percentile
Price/Rent 27x 2 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Oldham County, KY a good place to move to?

The data is not encouraging — Oldham County scores just 11/100 on the Boom Town Index, ranking #879 of 1001 counties. Job growth at -2.8% and median household income of $122,497 reflect an economy that has been contracting or stagnating relative to the rest of the country.

Is Oldham County affordable?

Housing in Oldham County is roughly in line with national affordability norms. The median home costs $393,100 and the income-to-home-value ratio sits at 0.31, with rents averaging $1,219/month. Not a bargain, but not a stretch for most local earners either.

Is Oldham County growing or shrinking?

Oldham County is attracting residents (population +1.0% YoY) even as the job market softens with employment at -2.8%. Housing values changed +1.2% over the past 12 months. People may be moving here for affordability or lifestyle reasons rather than job opportunities.

Are people moving to Oldham County?

In significant numbers — 5.1% of Oldham County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[10] Similar Counties by Size & Score

Laurel County, KY 4 Christian County, KY 20 Jefferson County, KY 23 Scott County, KY 25 Hardin County, KY 27 Boone County, KY 30 Hawkins County, TN 11 Robertson County, TN 12