22 / 100

Madison County, KY

Richmond

RANK #769 / 996 NAT  ·  #13 / 19 KY  ·  POP 92,955

1YR FORECAST: +1.2%

5YR OUTLOOK: +17%

Our model projects Madison County's housing market at +1.2% over the next year, underperforming most U.S. counties.

[01] Why Madison County?

A notable feature of Madison County, Kentucky, is Fort Boonesborough State Park, a reconstructed 18th-century fort marking an early settlement in Kentucky by Daniel Boone. The county is in east-central Kentucky, where the Bluegrass region meets the Appalachian foothills. It is about a 25- to 30-minute drive south of Lexington via I-75. The community offers a blend of urban, suburban, and rural environments, with outdoor recreation opportunities at places like Lake Reba Park and the Berea Pinnacles, known for hiking trails and scenic views.

Life in Madison County offers a lower cost of living compared to the national average. The county is home to Eastern Kentucky University and Berea College, contributing to a college-town atmosphere in Richmond and Berea. The public school system is rated above average. The economy is supported by sectors such as manufacturing, education, and healthcare. Recent economic developments include investments in advanced manufacturing and infrastructure projects aimed at attracting more businesses.

[02] Market Snapshot

Housing Ratio
5.3x

Above national median (4.7x)

GDP Growth
+5.4%

Well above national median

Home Prices
+2.1%

Outpacing national median

Climate & Terrain
-0.1

Below-average climate & terrain

Price/Rent
17x

Above national median (13x)

Housing is fairly valued at 5.3x relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Eastern Kentucky University Education
    2,500+
  2. 2
    Blue Grass Army Depot Military
    1,000+
  3. 3
    Hitachi Astemo Americas, Inc. (formerly Tokico USA Inc.) Manufacturing
  4. 4
    NACCO Materials Handling Group Manufacturing
    500+
  5. 5
    Pattie A. Clay Regional Medical Center Healthcare
  6. 6
    Madison County Schools Education
  7. 7
    Enersys Manufacturing
  8. 8
    The Okonite Company Manufacturing
  9. 9
    Sherwin Williams Manufacturing
  10. 10
    Guildhouse American Greeting Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Madison County U.S. National

The Numbers

DEMOGRAPHICS
Population
92,955
+0.83% YoY
Median Household Income
$59,797
Median Home Value
$200,600
+2.14% 12mo
Median Rent
$826
Average Annual Pay
$53,794
+5.5% YoY
Employment
36,909
+3.6% YoY
Income-to-Home-Value
0.2981
More affordable than average
Migration Inflow
5.68%
of pop. from another state
Bachelor's Degree+
33.3%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$290,000
Days on Market
72
Slower market
Months of Supply
5.5
Buyer's market
Sale-to-List Ratio
97.5%
Negotiation room for buyers
Sold Above List
10.4%
Listings w/ Price Drops
16.2%
Building Permits (2024)
816
Single-Family Permits
536

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B+
SAFETY
GRADE
Homicide Rate
2.6
per 100K · nat avg 6.3
Firearm Fatalities
11.3
per 100K · nat avg 14.8
Injury Deaths
115.7
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$220M
TOTAL
PROJECT AMOUNT STATUS
Madison Solar Project
ACCIONA
$120M Planned
Central Kentucky Regional Business Park
Lexington-Fayette Urban County, Madison County, Scott County, City of Berea (partnership)
$50M Under Construction
Richmond Industrial Park South III Site Development
Richmond Industrial Development Corp. (RIDC)
$50M Completed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

GDP Growth +5.4% 86 percentile
Population Growth +0.8% 66 percentile
Income Growth +8.7% 56 percentile
Vacancy Rate 1.2% 37 percentile
Home Price Change +2.1% 61 percentile
Rent Growth +2.1% 36 percentile
Price/Rent 17x 20 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Madison County, KY a good place to move to?

At 22/100, Madison County faces headwinds that place it in the lower third of the 996 counties we track. Median income of $59,797 combined with job growth of +3.6% suggests the local economy is struggling to keep pace with national trends.

Is Madison County affordable?

Housing in Madison County is roughly in line with national affordability norms. The median home costs $200,600 and the income-to-home-value ratio sits at 0.30, with rents averaging $826/month. Not a bargain, but not a stretch for most local earners either.

Is Madison County growing or shrinking?

Madison County is growing on multiple fronts. Population is up +0.8% year-over-year while employers added jobs at a +3.6% clip. Home values shifted +2.1% in the past year.

Are people moving to Madison County?

In significant numbers — 5.68% of Madison County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[09] Similar Counties by Size & Score

Franklin County, KY 21 Hardin County, KY 20 Pulaski County, KY 15 Boone County, KY 32 Oldham County, KY 12 Campbell County, KY 34 Sevier County, TN 22 Umatilla County, OR 22