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Chisago County, MN

North Branch

RANK #292 / 996 NAT  ·  #7 / 18 MN  ·  POP 56,927

1YR FORECAST: +1.8%

5YR OUTLOOK: +29%

Our model projects above-average housing market growth for Chisago County at +1.8% over the next year.

[01] Why Chisago County?

Chisago County, Minnesota, distinguishes itself with its "Fair and Lovely Lakes," a name derived from the Ojibwe "Ki-Chi-Saga." Located northeast of the Minneapolis-St. Paul metropolitan area, the county offers a blend of small-town atmosphere and natural scenery, with numerous lakes and the St. Croix River Valley. Towns like Lindstrom celebrate a rich Swedish heritage, evident in landmarks such as its Swedish coffee pot-shaped water tower. Commuting to the Twin Cities is common, with an average travel time of about 31 minutes. The community values its outdoor recreation, including extensive trails for hiking and biking, water activities on its 24 lakes, and state parks like Wild River State Park.

Life in Chisago County often involves a balance between rural charm and access to urban opportunities. Many residents commute for work, though there's a growing local job market. The county's economy is diverse, with manufacturing, agriculture, and tourism playing significant roles. Recent economic developments focus on supporting local small businesses through grant and loan programs, and there's an emphasis on enhancing infrastructure, including broadband services, to attract further investment and job growth. The public school systems in Chisago County are generally well-regarded.

[02] Market Snapshot

Housing Ratio
9.9x

Overvalued relative to economy

GDP Growth
+2.6%

Below national median

Home Prices
+2.0%

Above national median

Climate & Terrain
-2.2

Below-average climate & terrain

Price/Rent
23x

Prices detached from rents

Housing looks overvalued at 9.9x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Fairview Health Services Healthcare
    2,500+
  2. 2
    Chisago County Government Government
    250+
  3. 3
    Andersen Windows Manufacturing
  4. 4
    Polaris Industries Manufacturing
  5. 5
    Rosenbauer America Manufacturing
  6. 6
    Kwik Trip Retail
  7. 7
    Plastech Corporation Manufacturing
  8. 8
    Smith Metal Products Manufacturing
  9. 9
    Shafer Contracting Other

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Chisago County U.S. National

The Numbers

DEMOGRAPHICS
Population
56,927
+1.06% YoY
Median Household Income
$97,446
Median Home Value
$299,800
+1.98% 12mo
Median Rent
$1,095
Average Annual Pay
$57,806
+3.4% YoY
Employment
16,091
0.0% YoY
Income-to-Home-Value
0.325
More affordable than average
Migration Inflow
5.57%
of pop. from another state
Bachelor's Degree+
23.6%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$359,900
Days on Market
47
Moderate pace
Months of Supply
3.4
Balanced market
Sale-to-List Ratio
98.5%
Near asking price
Sold Above List
22.0%
Listings w/ Price Drops
13.7%
Building Permits (2024)
362
Single-Family Permits
233

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Firearm Fatalities
8.1
per 100K · nat avg 14.8
Injury Deaths
62.9
per 100K · nat avg 76.3
vs National Average
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$2,050M
TOTAL
PROJECT AMOUNT STATUS
Cielo Chisago Data Center
Cielo Digital Infrastructure
$1,500M Planned
Chisago County 115kV Substation Battery Project
Unknown
$200M Planned
CHISAGO COUNTY Battery Project
Unknown
$150M Planned
North Star Battery Energy Storage System (BESS) Project
North Star Energy Storage, LLC (affiliate of North Star Solar PV LLC)
$100M Under Construction
North Star Solar Project
North Star Solar PV LLC (D.E. Shaw Renewable Investments)
$100M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

GDP Growth +2.6% 49 percentile
Population Growth +1.1% 74 percentile
Income Growth +7.2% 21 percentile
Vacancy Rate 0.6% 91 percentile
Home Price Change +2.0% 59 percentile
Price/Rent 23x 4 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Chisago County, MN a good place to move to?

With a Boom Town Index score of 70/100, Chisago County sits in the upper half of all 996 ranked counties. and median household income stands at $97,446 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in MN.

Is Chisago County affordable?

Housing in Chisago County is roughly in line with national affordability norms. The median home costs $299,800 and the income-to-home-value ratio sits at 0.33, with rents averaging $1,095/month. Not a bargain, but not a stretch for most local earners either.

Is Chisago County growing or shrinking?

Chisago County's population is growing — up +1.1% YoY — while the job market is roughly flat (employment change of 0.0%). Home values shifted +2.0% over the past year. In-migration is outpacing local hiring, which often points to remote workers or retirees driving the headcount.

Are people moving to Chisago County?

In significant numbers — 5.57% of Chisago County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[09] Similar Counties by Size & Score

Clay County, MN 71 Ramsey County, MN 66 Crow Wing County, MN 75 St. Louis County, MN 76 Blue Earth County, MN 79 Sherburne County, MN 80 Elko County, NV 70 Garfield County, CO 70