21 counties · ranked by income-to-home ratio

Most Affordable Counties in New Jersey

Counties in New Jersey where housing is most affordable relative to local incomes. Higher income-to-home ratios mean residents spend less of their earnings on housing.

# County BTI Score Afford. Ratio Home Value Med. Income Med. Rent Tax Rate
01 Gloucester County NJ 83 0.38 $265,200 $99,668 $1,435 2.9%
02 Salem County NJ 66 0.35 $208,200 $73,378 $1,165 3.2%
03 Sussex County NJ 60 0.34 $322,300 $111,094 $1,501 2.6%
04 Camden County NJ 78 0.34 $241,300 $82,005 $1,264 3.3%
05 Burlington County NJ 70 0.34 $304,600 $102,615 $1,575 2.6%
06 Cumberland County NJ 66 0.32 $192,900 $62,310 $1,202 2.6%
07 Warren County NJ 65 0.31 $302,300 $92,620 $1,292 2.7%
08 Atlantic County NJ 73 0.29 $254,100 $73,113 $1,268 2.6%
09 Mercer County NJ 25 0.28 $327,600 $92,697 $1,454 2.6%
10 Hunterdon County NJ 55 0.28 $478,600 $133,534 $1,627 2.1%
11 Somerset County NJ 62 0.27 $489,500 $131,948 $1,846 2.0%
12 Middlesex County NJ 70 0.26 $411,900 $105,206 $1,739 2.3%
13 Morris County NJ 68 0.25 $531,800 $130,808 $1,814 1.9%
14 Ocean County NJ 74 0.24 $343,500 $82,379 $1,639 1.9%
15 Monmouth County NJ 76 0.23 $519,300 $118,527 $1,683 1.9%
16 Cape May County NJ 96 0.23 $372,300 $83,870 $1,285 1.4%
17 Bergen County NJ 94 0.21 $561,500 $118,714 $1,782 1.8%
18 Union County NJ 53 0.21 $458,000 $95,000 $1,570 2.2%
19 Passaic County NJ 88 0.20 $413,500 $84,465 $1,484 2.4%
20 Hudson County NJ 26 0.18 $486,900 $86,854 $1,722 1.9%
21 Essex County NJ 69 0.16 $466,500 $73,785 $1,404 2.1%