28 / 100

Somerset County, NJ

Franklin

RANK #708 / 996 NAT  ·  #17 / 21 NJ  ·  POP 344,978

1YR FORECAST: +1.6%

5YR OUTLOOK: +18%

Our model projects Somerset County's housing market at +1.6% over the next year, underperforming most U.S. counties.

[01] Why Somerset County?

Somerville, the county seat of Somerset County, New Jersey, offers a walkable downtown with shops and restaurants. Located in north-central New Jersey, the county balances suburban and rural environments. It is approximately an hour's drive from New York City and Philadelphia, with train and bus services available for commuters. The county is characterized by rolling hills and preserved open spaces, making it suitable for outdoor activities like hiking and biking.

Somerset County offers a quality of life that attracts families, with highly rated public schools and a strong sense of community. The local economy is driven by sectors such as life sciences, advanced manufacturing, and technology, with a growing startup presence. The county also sees investment in areas like transportation and warehousing. Many residents own their homes, and the county has a diverse population.

[02] Market Snapshot

Housing Ratio
3.7x

Undervalued relative to economy

GDP Growth
+3.2%

Above national median

Home Prices
+1.6%

Above national median

Climate & Terrain
-1.4

Below-average climate & terrain

Price/Rent
16x

Above national median (13x)

Housing looks undervalued at 3.7x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Life Sciences Industry (various companies) Healthcare
    10,000+
  2. 2
    Advanced Manufacturing Industry (various companies) Manufacturing
  3. 3
    Costco Wholesale Retail
  4. 4
    Walmart Retail
  5. 5
    Target Retail
  6. 6
    MetLife Finance
    1,000+
  7. 7
    Memorial Sloan-Kettering Healthcare
  8. 8
    Ortho-Clinical Diagnostics Inc. Healthcare
  9. 9
    Somerset County Public School Districts Education
  10. 10
    Catalent Pharma Solutions Healthcare

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Somerset County U.S. National

The Numbers

DEMOGRAPHICS
Population
344,978
+0.3% YoY
Median Household Income
$131,948
Median Home Value
$489,500
+1.55% 12mo
Median Rent
$1,846
Average Annual Pay
$106,418
+4.1% YoY
Employment
190,468
-0.1% YoY
Income-to-Home-Value
0.2696
More affordable than average
Migration Inflow
3.72%
of pop. from another state
Bachelor's Degree+
57.3%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$585,000
Days on Market
52
Moderate pace
Months of Supply
2.3
Seller's market
Sale-to-List Ratio
100.2%
Homes selling above asking
Sold Above List
38.1%
Listings w/ Price Drops
16.7%
Building Permits (2024)
635
Single-Family Permits
320

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

A
SAFETY
GRADE
Homicide Rate
1.7
per 100K · nat avg 6.3
Firearm Fatalities
3.0
per 100K · nat avg 14.8
Injury Deaths
43.9
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$1,900M
TOTAL
PROJECT AMOUNT STATUS
Amwell Energy Center (Proposed Natural Gas Plant)
Genesis Power LLC
$1,000M Proposed
Somerset Technology Park Data Center Campus
Russo Development
$500M Under Construction
CyrusOne NYM1 Somerset Data Center
CyrusOne
$200M Operating
Williams Transco Compressor Station 206 Expansion
Williams Transco
$100M Planned
Somerset County Community Solar Portfolio (multiple projects)
NJR Clean Energy Ventures Corporation, Dimension Energy LLC, others
$50M Operating
Route 206 Widening in Hillsborough
State of New Jersey
$50M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

GDP Growth +3.2% 61 percentile
Population Growth +0.3% 42 percentile
Income Growth +8.4% 48 percentile
Vacancy Rate 0.6% 92 percentile
Home Price Change +1.6% 53 percentile
Rent Growth +2.9% 48 percentile
Price/Rent 16x 25 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Somerset County, NJ a good place to move to?

At 28/100, Somerset County faces headwinds that place it in the lower third of the 996 counties we track. Median income of $131,948 combined with job growth of -0.1% suggests the local economy is struggling to keep pace with national trends.

Is Somerset County affordable?

Housing in Somerset County is roughly in line with national affordability norms. The median home costs $489,500 and the income-to-home-value ratio sits at 0.27, with rents averaging $1,846/month. Not a bargain, but not a stretch for most local earners either.

Is Somerset County growing or shrinking?

Population and employment in Somerset County are both close to flat — population +0.3% YoY and jobs -0.1%. Home values shifted +1.6% over the past 12 months. A steady-state county, neither expanding quickly nor shrinking.

Are people moving to Somerset County?

There's a moderate stream of newcomers. About 3.72% of residents moved from another state, which is above average and suggests Somerset County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[09] Similar Counties by Size & Score

Mercer County, NJ 30 Morris County, NJ 22 Burlington County, NJ 35 Warren County, NJ 35 Monmouth County, NJ 36 Sussex County, NJ 18 Cleveland County, OK 28 Kitsap County, WA 28