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Otter Tail County, MN

RANK #224 / 1001 NAT  ·  #2 / 18 MN  ·  POP 60,475

1YR FORECAST: +2.8%

5YR OUTLOOK: +33%

Our model projects above-average housing market growth for Otter Tail County at +2.8% over the next year.

[01] Why Otter Tail County?

Otter Tail County, Minnesota, distinguishes itself with over 1,000 lakes, more than any other county in the United States, defining its landscape and lifestyle. Located in west-central Minnesota, roughly three hours northwest of the Twin Cities and 45 minutes from Fargo, North Dakota, the area offers a relaxed, lakeside community feel. Towns like Fergus Falls, Pelican Rapids, and Battle Lake serve as hubs for residents and visitors. Commuting within the county is generally efficient, with an average travel time of around 20.7 minutes, and public transit, Otter Express, offers door-to-door service in several communities. The county's natural scenery includes rolling hills, prairies, and forests, with ample opportunities for outdoor recreation in its numerous lakes, two state parks—Glendalough and Maplewood—and extensive trail systems.

Life in Otter Tail County is characterized by a strong sense of community and a focus on outdoor activities. The public school system is rated above average, with several top-ranked elementary and high schools. The economy is supported by sectors such as healthcare, manufacturing, and retail trade. Recent economic developments include initiatives to address housing shortages and expand childcare options, reflecting efforts to attract new residents and support families. The county also focuses on business development and retention, offering resources for start-up and expanding businesses, including those in housing development and agriculture.

MARKET PROFILE

Idiosyncratic Markets

Otter Tail County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices +5.9% YoY, population +0.3%, wages +4.5%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
13.5x

Overvalued relative to economy

Home Prices
+5.9%

Outpacing national median

Climate & Terrain
-2.4

Below-average climate & terrain

Price/Rent
26x

Speculative pricing

Housing looks overvalued at 13.5x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Lake Region Healthcare Healthcare
    500+
  2. 2
    Astera Health (formerly Tri-County Health Care) Healthcare
    250+
  3. 3
    Arvig Technology
  4. 4
    Otter Tail County Government Government
  5. 5
    Minnesota State Community and Technical College (M State) Education
  6. 6
    Perham Health Healthcare
  7. 7
    Lake Region Electric Cooperative Energy
  8. 8
    1st National Bank Finance

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Otter Tail County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
60,475
+0.32% YoY
Median Household Income
$72,255
Median Home Value
$273,000
+5.94% 12mo
Median Rent
$868
Average Annual Pay
$54,354
+4.5% YoY
Employment
22,568
-1.5% YoY
Income-to-Home-Value
0.2647
More affordable than average
Migration Inflow
3.05%
of pop. from another state
Bachelor's Degree+
28.3%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$245,000
Days on Market
27
Active market
Months of Supply
5.6
Buyer's market
Sale-to-List Ratio
98.2%
Near asking price
Sold Above List
23.1%
Listings w/ Price Drops
25.9%
Building Permits (2025)
72
Single-Family Permits
60

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B+
SAFETY
GRADE
Homicide Rate
2.7
per 100K · nat avg 6.3
Firearm Fatalities
15.2
per 100K · nat avg 14.8
Injury Deaths
76.5
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$306M
TOTAL
PROJECT AMOUNT STATUS
The Big Build Housing Initiative
Otter Tail County Community Development Agency (CDA)
$94M Ongoing
Hoot Lake Battery Storage Project
Otter Tail Corporation (Otter Tail Power Company)
$75M Planned
Hoot Lake Solar
Otter Tail Power Company
$62M Operating
Solway Solar
Otter Tail Power Company
$50M Under Construction
2025 Road and Bridge Construction Projects
Otter Tail County
$25M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

Population Growth +0.3% 35 percentile
Income Growth +1.9% 29 percentile
Vacancy Rate 0.6% 86 percentile
Home Price Change +5.9% 92 percentile
Price/Rent 26x 3 percentile

Bars show percentile rank among all 1001 counties.

[08] Frequently Asked Questions

Is Otter Tail County, MN a good place to move to?

With a Boom Town Index score of 78/100, Otter Tail County sits in the upper half of all 1001 ranked counties. and median household income stands at $72,255 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in MN.

Is Otter Tail County affordable?

Housing in Otter Tail County is roughly in line with national affordability norms. The median home costs $273,000 and the income-to-home-value ratio sits at 0.26, with rents averaging $868/month. Not a bargain, but not a stretch for most local earners either.

Is Otter Tail County growing or shrinking?

Otter Tail County's job market is contracting (-1.5% YoY) while population is roughly stable (+0.3% change). Home values are +5.9% over the past 12 months. Hiring headwinds without an offsetting exodus — residents are staying, but local employers are shedding payroll.

Are people moving to Otter Tail County?

There's a moderate stream of newcomers. About 3.05% of residents moved from another state, which is above average and suggests Otter Tail County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

How is the housing market in Otter Tail County?

Home values climbed +5.9% year-over-year, which is a solid pace of appreciation. The median home in Otter Tail County is now valued at $273,000. That kind of growth typically reflects sustained demand rather than speculative frenzy.

[09] Similar Counties by Size & Score

Blue Earth County, MN 72 Crow Wing County, MN 85 St. Louis County, MN 65 Chisago County, MN 63 Rice County, MN 57 Sherburne County, MN 54 Harrison County, WV 78 McCracken County, KY 78