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Black Hawk County, IA

Waterloo

RANK #100 / 996 NAT  ·  #2 / 11 IA  ·  POP 131,041

1YR FORECAST: +1.0%

5YR OUTLOOK: +36%

Our model projects Black Hawk County's housing market to grow +1.0% over the next year, significantly outpacing the national average.

[01] Why Black Hawk County?

Black Hawk County, Iowa, is distinguished by the Cedar River, which flows through its center and shapes a landscape of level floodplains and integrated drainage networks. Located in northeastern Iowa, the county seat of Waterloo is approximately an hour and a half drive northeast of Des Moines. The community offers a blend of urban amenities, particularly in its larger cities of Waterloo and Cedar Falls, alongside accessible natural spaces. Commute times are generally short, averaging around 15.9 minutes. The county also maintains over 9,000 acres of public land, including parks, wetlands, and an extensive trail system for biking, birdwatching, and kayaking.

Life in Black Hawk County balances urban convenience with Midwestern character. The area attracts families and young professionals, supported by above-average public schools and institutions like the University of Northern Iowa. The economy is diverse, with a workforce employed across sectors such as manufacturing, healthcare, and retail. Recent economic developments in the county have focused on attracting investment in various industries, including advanced manufacturing and logistics.

[02] Market Snapshot

Housing Ratio
3.0x

Undervalued relative to economy

GDP Growth
-2.6%

Contracting economy

Home Prices
+2.7%

Outpacing national median

Climate & Terrain
-3.1

Harsh climate or flat terrain

Price/Rent
13x

Below national median (13x)

Housing looks undervalued at 3.0x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    John Deere Manufacturing
    5,000+
  2. 2
    Wheaton Franciscan Healthcare Healthcare
    2,500+
  3. 3
    Tyson Fresh Meats Manufacturing
  4. 4
    University of Northern Iowa Education
    1,000+
  5. 5
    UnityPoint Health Healthcare
  6. 6
    Waterloo Community Schools Education
  7. 7
    Hy-Vee Food Stores Retail
  8. 8
    Walmart Retail
  9. 9
    Target Regional Distribution Logistics
    500+
  10. 10
    CBE Companies Finance

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Black Hawk County U.S. National

The Numbers

DEMOGRAPHICS
Population
131,041
-0.27% YoY
Median Household Income
$62,329
Median Home Value
$172,500
+2.66% 12mo
Median Rent
$932
Average Annual Pay
$59,631
+0.9% YoY
Employment
70,886
-1.6% YoY
Income-to-Home-Value
0.3613
More affordable than average
Migration Inflow
4.46%
of pop. from another state
Bachelor's Degree+
30.0%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$196,000
Days on Market
52
Moderate pace
Months of Supply
3.0
Balanced market
Sale-to-List Ratio
96.6%
Negotiation room for buyers
Sold Above List
16.5%
Listings w/ Price Drops
20.1%
Building Permits (2024)
289
Single-Family Permits
166

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

C+
SAFETY
GRADE
Homicide Rate
5.4
per 100K · nat avg 6.3
Firearm Fatalities
11.9
per 100K · nat avg 14.8
Injury Deaths
70.7
per 100K · nat avg 76.3
vs National Average
Near national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B-
AIR QUALITY
GRADE
Median AQI (3yr)
48.0
Good
Good Air Days
54%
590 of 1,083 days
Unhealthy+ Days (3yr)
7
Sensitive groups affected
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
47
2022
44
2023
53
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$314M
TOTAL
PROJECT AMOUNT STATUS
Electrifarm Natural Gas Plant
MidAmerican Energy Co.
$264M Operating
Audubon Heights Master-Planned Community
Skogman Homes
$50M Under Construction
Tyson Fresh Meats Pork Processing Plant
Tyson Fresh Meats, Inc.
Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth -2.6% 2 percentile
Population Growth -0.3% 17 percentile
Income Growth +9.0% 63 percentile
Vacancy Rate 1.4% 28 percentile
Home Price Change +2.7% 68 percentile
Rent Growth +2.9% 48 percentile
Price/Rent 13x 55 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Black Hawk County, IA a good place to move to?

Black Hawk County ranks #100 out of 996 U.S. counties on the Boom Town Index with a score of 90/100. The composite score reflects long-term strength — housing, income, and migration patterns — but near-term hiring is soft (employment is down 1.6% year-over-year). Median household income here is $62,329.

Is Black Hawk County affordable?

By national standards, Black Hawk County is quite affordable. Homes here have a median value of $172,500, and the income-to-home-value ratio of 0.36 is well above the U.S. average — especially with median rent at just $932/month. Residents can generally buy a home without being cost-burdened.

Is Black Hawk County growing or shrinking?

Black Hawk County's job market is contracting (-1.6% YoY) while population is roughly stable (-0.3% change). Home values are +2.7% over the past 12 months. Hiring headwinds without an offsetting exodus — residents are staying, but local employers are shedding payroll.

Are people moving to Black Hawk County?

There's a moderate stream of newcomers. About 4.46% of residents moved from another state, which is above average and suggests Black Hawk County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Linn County, IA 92 Dubuque County, IA 88 Scott County, IA 85 Polk County, IA 74 Woodbury County, IA 73 Warren County, IA 72 Cambria County, PA 90 San Juan County, NM 90