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Cumberland County, TN

RANK #241 / 1001 NAT  ·  #7 / 33 TN  ·  POP 63,553

1YR FORECAST: -0.1%

5YR OUTLOOK: +33%

Our model projects above-average housing market growth for Cumberland County at -0.1% over the next year.

[01] Why Cumberland County?

A local in Cumberland County, Tennessee, might first mention Crossville, the county seat, known as the "Golf Capital of Tennessee" due to its numerous courses. Situated on the Cumberland Plateau, the county is about 75 miles from Knoxville and 120 miles from Nashville, with Interstate 40 providing access. The community offers a rural feel with natural beauty, including Cumberland Mountain State Park, which provides opportunities for hiking, fishing, and camping. The Obed River Park also offers walking trails along the scenic Obed River. Life in Cumberland County often appeals to retirees and those seeking a quieter lifestyle, with a high homeownership rate. The Cumberland County School District serves over 7,000 students across 12 schools and is considered above average. The economy is seeing development in manufacturing and logistics, with new industrial projects and expansions occurring in areas like the Interchange Business Park in Crossville. Public transportation services, including daily intercity routes to Nashville and Murfreesboro, are available through the Upper Cumberland Human Resource Agency.

MARKET PROFILE

Idiosyncratic Markets

Cumberland County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices +0.6% YoY, population +1.6%, wages +5.8%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
17.1x

Overvalued relative to economy

Home Prices
+0.6%

Well below national median

Climate & Terrain
0.5

Moderate climate & terrain

Price/Rent
25x

Prices detached from rents

Housing looks overvalued at 17.1x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    CoLinx Logistics
    1,000+
  2. 2
    Cumberland Medical Center Healthcare
    500+
  3. 3
    StonePeak Ceramics, Inc. Manufacturing
    250+
  4. 4
    Durable Products Manufacturing
    100+
  5. 5
    Flowers Bakery of Crossville, LLC Manufacturing
  6. 6
    Royal Oak Enterprises Manufacturing
  7. 7
    Aviagen Inc Agriculture
  8. 8
    The Plateau Group, Inc. Finance
  9. 9
    Mastercorp Hospitality
  10. 10
    Highland Federal Savings & Loan Association Finance
    50

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Cumberland County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
63,553
+1.64% YoY
Median Household Income
$60,375
Median Home Value
$250,500
+0.63% 12mo
Median Rent
$839
Average Annual Pay
$48,326
+5.8% YoY
Employment
19,246
-0.4% YoY
Income-to-Home-Value
0.241
Near national average
Migration Inflow
2.11%
of pop. from another state
Bachelor's Degree+
19.1%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$351,250
Days on Market
72
Slower market
Months of Supply
6.0
Buyer's market
Sale-to-List Ratio
96.7%
Negotiation room for buyers
Sold Above List
5.5%
Listings w/ Price Drops
26.2%
Building Permits (2025)
128
Single-Family Permits
102

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B-
SAFETY
GRADE
Homicide Rate
4.5
per 100K · nat avg 6.3
Firearm Fatalities
23.4
per 100K · nat avg 14.8
Injury Deaths
135.8
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$17,511M
TOTAL
PROJECT AMOUNT STATUS
AI Data Center Campus (Middlesex Township)
Undisclosed
$15,000M Proposed
Cumberland Natural Gas Plant
Tennessee Valley Authority (TVA)
$2,100M Under Construction
Cumberland Project Pipeline (32-mile natural gas lateral)
Kinder Morgan (Tennessee Gas Pipeline Company, L.L.C.)
$225M Under Construction
Copeland Solar Farm (110 MWAC)
Silicon Ranch / Middle Tennessee Electric (MTE)
$110M Under Construction
Appalachian Solar and Battery Storage Portfolio (14 solar PV plants, 3 battery storage projects)
Sun Tribe Development / ENGIE / The Nature Conservancy
$49M Planned
Durable Products Manufacturing Expansion
Durable Products (subsidiary of GreenLiner, LLC)
$27M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

Population Growth +1.6% 82 percentile
Income Growth +3.2% 62 percentile
Vacancy Rate 0.9% 61 percentile
Home Price Change +0.6% 34 percentile
Price/Rent 25x 4 percentile

Bars show percentile rank among all 1001 counties.

[08] Frequently Asked Questions

Is Cumberland County, TN a good place to move to?

With a Boom Town Index score of 76/100, Cumberland County sits in the upper half of all 1001 ranked counties. and median household income stands at $60,375 — indicators that suggest solid fundamentals even if it's not among the fastest-growing counties in TN.

Is Cumberland County affordable?

Cumberland County leans toward the expensive side. A median home value of $250,500 against an income-to-home-value ratio of 0.24 means housing eats a bigger share of local earnings than the national norm. Renters face $839/month on average.

Is Cumberland County growing or shrinking?

Cumberland County's population is growing — up +1.6% YoY — while the job market is roughly flat (employment change of -0.4%). Home values shifted +0.6% over the past year. In-migration is outpacing local hiring, which often points to remote workers or retirees driving the headcount.

Are people moving to Cumberland County?

There's a moderate stream of newcomers. About 2.11% of residents moved from another state, which is above average and suggests Cumberland County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[09] Similar Counties by Size & Score

Coffee County, TN 74 Dickson County, TN 70 Madison County, TN 88 Blount County, TN 63 Sevier County, TN 90 Anderson County, TN 92 Somerset County, PA 76 Fulton County, NY 76