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Cumberland County, TN

District 9

RANK #794 / 996 NAT  ·  #28 / 33 TN  ·  POP 61,552

1YR FORECAST: -0.2%

5YR OUTLOOK: +16%

Our model projects Cumberland County's housing market at -0.2% over the next year, underperforming most U.S. counties.

[01] Why Cumberland County?

A local in Cumberland County, Tennessee, might first mention Crossville, the county seat, known as the "Golf Capital of Tennessee" due to its numerous courses. Situated on the Cumberland Plateau, the county is about 75 miles from Knoxville and 120 miles from Nashville, with Interstate 40 providing access. The community offers a rural feel with natural beauty, including Cumberland Mountain State Park, which provides opportunities for hiking, fishing, and camping. The Obed River Park also offers walking trails along the scenic Obed River. Life in Cumberland County often appeals to retirees and those seeking a quieter lifestyle, with a high homeownership rate. The Cumberland County School District serves over 7,000 students across 12 schools and is considered above average. The economy is seeing development in manufacturing and logistics, with new industrial projects and expansions occurring in areas like the Interchange Business Park in Crossville. Public transportation services, including daily intercity routes to Nashville and Murfreesboro, are available through the Upper Cumberland Human Resource Agency.

[02] Market Snapshot

Housing Ratio
5.9x

Above national median (4.7x)

GDP Growth
+4.0%

Above national median

Home Prices
-0.4%

Prices declining

Climate & Terrain
0.5

Moderate climate & terrain

Price/Rent
21x

Prices detached from rents

Housing is fairly valued at 5.9x relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    CoLinx Logistics
    1,000+
  2. 2
    Cumberland Medical Center Healthcare
    500+
  3. 3
    StonePeak Ceramics, Inc. Manufacturing
    250+
  4. 4
    Durable Products Manufacturing
    100+
  5. 5
    Flowers Bakery of Crossville, LLC Manufacturing
  6. 6
    Royal Oak Enterprises Manufacturing
  7. 7
    Aviagen Inc Agriculture
  8. 8
    The Plateau Group, Inc. Finance
  9. 9
    Mastercorp Hospitality
  10. 10
    Highland Federal Savings & Loan Association Finance
    50

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Cumberland County U.S. National

The Numbers

DEMOGRAPHICS
Population
61,552
+1.62% YoY
Median Household Income
$56,002
Median Home Value
$199,800
-0.39% 12mo
Median Rent
$786
Average Annual Pay
$45,674
+3.2% YoY
Employment
19,316
+1.4% YoY
Income-to-Home-Value
0.2803
More affordable than average
Migration Inflow
2.27%
of pop. from another state
Bachelor's Degree+
18.1%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$315,000
Days on Market
117
Slower market
Months of Supply
9.0
Buyer's market
Sale-to-List Ratio
95.4%
Negotiation room for buyers
Sold Above List
6.7%
Listings w/ Price Drops
20.3%
Building Permits (2024)
114
Single-Family Permits
114

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B-
SAFETY
GRADE
Homicide Rate
4.5
per 100K · nat avg 6.3
Firearm Fatalities
23.4
per 100K · nat avg 14.8
Injury Deaths
135.8
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Capital Investment

$17,511M
TOTAL
PROJECT AMOUNT STATUS
AI Data Center Campus (Middlesex Township)
Undisclosed
$15,000M Proposed
Cumberland Natural Gas Plant
Tennessee Valley Authority (TVA)
$2,100M Under Construction
Cumberland Project Pipeline (32-mile natural gas lateral)
Kinder Morgan (Tennessee Gas Pipeline Company, L.L.C.)
$225M Under Construction
Copeland Solar Farm (110 MWAC)
Silicon Ranch / Middle Tennessee Electric (MTE)
$110M Under Construction
Appalachian Solar and Battery Storage Portfolio (14 solar PV plants, 3 battery storage projects)
Sun Tribe Development / ENGIE / The Nature Conservancy
$49M Planned
Durable Products Manufacturing Expansion
Durable Products (subsidiary of GreenLiner, LLC)
$27M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[07] Score Breakdown

GDP Growth +4.0% 72 percentile
Population Growth +1.6% 85 percentile
Income Growth +6.4% 11 percentile
Vacancy Rate 1.2% 43 percentile
Home Price Change -0.4% 27 percentile
Price/Rent 21x 6 percentile

Bars show percentile rank among all 996 counties.

[08] Frequently Asked Questions

Is Cumberland County, TN a good place to move to?

At 20/100, Cumberland County faces headwinds that place it in the lower third of the 996 counties we track. Median income of $56,002 combined with job growth of +1.4% suggests the local economy is struggling to keep pace with national trends.

Is Cumberland County affordable?

Housing in Cumberland County is roughly in line with national affordability norms. The median home costs $199,800 and the income-to-home-value ratio sits at 0.28, with rents averaging $786/month. Not a bargain, but not a stretch for most local earners either.

Is Cumberland County growing or shrinking?

Cumberland County is growing on multiple fronts. Population is up +1.6% year-over-year while employers added jobs at a +1.4% clip. Home values shifted -0.4% in the past year.

Are people moving to Cumberland County?

There's a moderate stream of newcomers. About 2.27% of residents moved from another state, which is above average and suggests Cumberland County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[09] Similar Counties by Size & Score

Robertson County, TN 22 Sevier County, TN 22 Loudon County, TN 23 Montgomery County, TN 16 Maury County, TN 25 Sumner County, TN 25 Tuolumne County, CA 20 Carbon County, PA 19