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Monroe County, IN

RANK #763 / 1001 NAT  ·  #25 / 28 IN  ·  POP 140,965

1YR FORECAST: +0.4%

5YR OUTLOOK: +24%

Our model projects Monroe County's housing market at +0.4% over the next year, underperforming most U.S. counties.

[01] Why Monroe County?

Monroe County, Indiana, is often recognized for Bloomington, home to Indiana University, a prominent academic institution. Located in south-central Indiana, about 50 miles south of Indianapolis, the county offers a blend of urban amenities and natural scenery. Commutes within Bloomington average around 16 minutes, shorter than the national average. The community has a college-town atmosphere in Bloomington, while towns like Ellettsville and Stinesville offer a small-town feel. Outdoor recreation is a draw, with Monroe Lake, Indiana's largest lake, providing opportunities for boating, fishing, and swimming. Numerous parks and nature preserves, including Griffy Lake and Charles C. Deam Wilderness, offer hiking and other activities.

Monroe County attracts a diverse population, including families and retirees, though it sees more retirees than working-age individuals. The economy is influenced by higher education, particularly Indiana University, which is a major employer. While the higher education sector has faced recent challenges, the private business sector has shown growth, particularly in areas like life sciences and advanced manufacturing. Tourism also contributes to the local economy, with visitors drawn to the county's cultural amenities and outdoor recreation. The Monroe County Community School Corporation and Richland-Bean Blossom Community School Corporation serve the area, with public schools generally receiving high ratings.

MARKET PROFILE

Idiosyncratic Markets

Monroe County's data profile doesn't fit any single market profile cleanly — its housing, labor, and demographic signals pull in different directions (home prices +2.1% YoY, population +0.8%, wages +4.2%). About 414 U.S. counties show this kind of mixed-signal pattern.

See all 414 Idiosyncratic Markets counties →

[02] Market Snapshot

Housing Ratio
9.7x

Overvalued relative to economy

Home Prices
+2.1%

Above national median

Climate & Terrain
0.3

Moderate climate & terrain

Price/Rent
16x

Above national median (15x)

Housing looks overvalued at 9.7x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Indiana University Bloomington Education
    25,000+
  2. 2
    Cook Group Inc. Manufacturing
    10,000+
  3. 3
    Monroe County Community School Corporation Education
    1,000+
  4. 4
    Catalent Manufacturing
  5. 5
    Simtra BioPharma Solutions Manufacturing
  6. 6
    Baxter Healthcare Pharmaceuticals Healthcare
  7. 7
    Indiana University Health - Bloomington Healthcare
  8. 8
    City of Bloomington Government
    500+
  9. 9
    Ivy Tech Community College Education
  10. 10
    General Electric Manufacturing

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Monroe County U.S. National

Bars show trailing 12-month growth. The dashed Forecast bars are the model's next-12-month projection; the whisker marks the ±1% range (cooling–accelerating).

The Numbers

DEMOGRAPHICS
Population
140,965
+0.82% YoY
Median Household Income
$65,868
Median Home Value
$285,200
+2.08% 12mo
Median Rent
$1,193
Average Annual Pay
$61,364
+4.2% YoY
Employment
67,799
+0.9% YoY
Income-to-Home-Value
0.231
Near national average
Migration Inflow
7.67%
of pop. from another state
Bachelor's Degree+
49.5%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$347,100
Days on Market
51
Moderate pace
Months of Supply
3.9
Balanced market
Sale-to-List Ratio
97.8%
Negotiation room for buyers
Sold Above List
15.0%
Listings w/ Price Drops
25.7%
Building Permits (2025)
1,139
Single-Family Permits
190

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B
SAFETY
GRADE
Homicide Rate
3.6
per 100K · nat avg 6.3
Firearm Fatalities
10.4
per 100K · nat avg 14.8
Injury Deaths
68.2
per 100K · nat avg 76.3
vs National Average
Below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
40.3
Good
Good Air Days
69%
733 of 1,064 days
Unhealthy+ Days (3yr)
5
Includes 1 Very Unhealthy
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
43
2022
38
2023
40
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$986M
TOTAL
PROJECT AMOUNT STATUS
Simtra BioPharma Solutions Expansion
Simtra BioPharma Solutions
$580M Under Construction
Catalent Investment
Catalent
$350M Operating
Phoenix (Packaging Company) Investment
Phoenix
$56M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

Population Growth +0.8% 59 percentile
Income Growth +3.9% 78 percentile
Vacancy Rate 1.8% 10 percentile
Home Price Change +2.1% 57 percentile
Rent Growth +2.8% 47 percentile
Price/Rent 16x 40 percentile

Bars show percentile rank among all 1001 counties.

[09] Frequently Asked Questions

Is Monroe County, IN a good place to move to?

At 23/100, Monroe County faces headwinds that place it in the lower third of the 1001 counties we track. Median income of $65,868 combined with job growth of +0.9% suggests the local economy is struggling to keep pace with national trends.

Is Monroe County affordable?

Monroe County leans toward the expensive side. A median home value of $285,200 against an income-to-home-value ratio of 0.23 means housing eats a bigger share of local earnings than the national norm. Renters face $1,193/month on average.

Is Monroe County growing or shrinking?

Monroe County's population is growing — up +0.8% YoY — while the job market is roughly flat (employment change of +0.9%). Home values shifted +2.1% over the past year. In-migration is outpacing local hiring, which often points to remote workers or retirees driving the headcount.

Are people moving to Monroe County?

In significant numbers — 7.67% of Monroe County's current population relocated from another state, well above the national norm. That level of in-migration usually signals a county where jobs, affordability, or quality of life are pulling people in from elsewhere.

[10] Similar Counties by Size & Score

Boone County, IN 22 Clark County, IN 16 Hamilton County, IN 15 Marion County, IN 36 Johnson County, IN 41 Bartholomew County, IN 42 Canadian County, OK 23 Cleveland County, NC 23