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Franklin County, PA

Chambersburg

RANK #451 / 996 NAT  ·  #19 / 44 PA  ·  POP 156,084

1YR FORECAST: +0.7%

5YR OUTLOOK: +25%

Franklin County's housing market is projected to grow +0.7% over the next year, tracking near the national average.

[01] Why Franklin County?

Franklin County, Pennsylvania, is known for its distinctive blend of history and natural beauty, with locals often highlighting its access to the Appalachian Trail and numerous trout streams. Located in south-central Pennsylvania, the county is about two hours from major metropolitan areas like Washington D.C. and Baltimore, and a shorter drive to Harrisburg. This proximity allows for a balance of small-town living with access to city amenities. The community feel is rooted in its historical past, with towns like Chambersburg, Greencastle, and Mercersburg offering glimpses into early American, Underground Railroad, and Civil War history. The landscape features rolling hills, farmlands, and dense woodlands, providing ample opportunities for outdoor recreation such as hiking, biking, fishing, and kayaking.

Life in Franklin County attracts families and retirees, drawn by its quality of life and access to outdoor activities. Commute options include personal vehicles, with Harrisburg being a popular destination for work, and public transit services like rabbittransit offering shared rides and microtransit in some areas. The county's economy is diverse, with a history in agriculture, manufacturing, and healthcare. Recent economic developments show continued investment in various sectors, including efforts to reuse existing properties for training and education, and support for agricultural growth. There is also ongoing discussion regarding new development, including data centers and solar farms. Local school districts, such as Chambersburg Area School District and Greencastle-Antrim School District, are recognized for their academic programs.

[02] Market Snapshot

Housing Ratio
5.4x

Above national median (4.7x)

GDP Growth
+2.7%

Above national median

Home Prices
+3.0%

Outpacing national median

Climate & Terrain
-0.6

Below-average climate & terrain

Price/Rent
15x

Above national median (13x)

Housing is fairly valued at 5.4x relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Federal Government Government
  2. 2
    Wal-Mart Associates Inc. Retail
  3. 3
    The Chambersburg Hospital Healthcare
  4. 4
    Chambersburg Area School District Education
  5. 5
    Target Corporation Retail
  6. 6
    Manitowoc Crane Group Manufacturing
  7. 7
    Martin's Famous Pastry Shoppe Inc. Manufacturing
  8. 8
    Ulta Beauty Distribution LLC Logistics
  9. 9
    Ventura Foods LLC Manufacturing
  10. 10
    Waynesboro Area School District Education

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Franklin County U.S. National

The Numbers

DEMOGRAPHICS
Population
156,084
+0.32% YoY
Median Household Income
$71,808
Median Home Value
$222,000
+3.04% 12mo
Median Rent
$1,019
Average Annual Pay
$55,554
+4.5% YoY
Employment
60,414
+2.3% YoY
Income-to-Home-Value
0.3235
More affordable than average
Migration Inflow
2.23%
of pop. from another state
Bachelor's Degree+
23.0%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$290,000
Days on Market
47
Moderate pace
Months of Supply
2.5
Seller's market
Sale-to-List Ratio
98.6%
Near asking price
Sold Above List
26.1%
Listings w/ Price Drops
25.9%
Building Permits (2024)
623
Single-Family Permits
478

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

B+
SAFETY
GRADE
Homicide Rate
2.2
per 100K · nat avg 6.3
Firearm Fatalities
8.9
per 100K · nat avg 14.8
Injury Deaths
67.3
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
37.7
Good
Good Air Days
93%
766 of 826 days
Unhealthy+ Days (3yr)
2
Sensitive groups affected
Primary Pollutant
Ozone
Ground-level ozone
Yearly Trend
2021
35
2022
39
2023
39
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$420M
TOTAL
PROJECT AMOUNT STATUS
Great Cove Solar I & II
AES Clean Energy
$220M Operating
Aspen Road Solar
Urban Grid
$100M Operating
EdenView Development
Habitat for Humanity of Franklin County
$50M Planned
Franklin County Bridge Infrastructure Management Plan
Franklin County
$50M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth +2.7% 51 percentile
Population Growth +0.3% 43 percentile
Income Growth +8.3% 42 percentile
Vacancy Rate 0.6% 90 percentile
Home Price Change +3.0% 72 percentile
Rent Growth +2.8% 46 percentile
Price/Rent 15x 30 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Franklin County, PA a good place to move to?

Franklin County scores 54/100 on the Boom Town Index, landing in the middle of the pack among 996 U.S. counties (#451). Median household income is $71,808 and job growth is running at +2.3%. The data points to a county with mixed signals — some positive indicators alongside areas that lag faster-growing peers.

Is Franklin County affordable?

Housing in Franklin County is roughly in line with national affordability norms. The median home costs $222,000 and the income-to-home-value ratio sits at 0.32, with rents averaging $1,019/month. Not a bargain, but not a stretch for most local earners either.

Is Franklin County growing or shrinking?

Employers in Franklin County are hiring — job growth of +2.3% — but the population is close to flat (+0.3% YoY). Home values moved +3.0% over the past year. Labor demand is outpacing local population growth, which tends to tighten wages and housing.

Are people moving to Franklin County?

There's a moderate stream of newcomers. About 2.23% of residents moved from another state, which is above average and suggests Franklin County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Pike County, PA 53 Erie County, PA 52 Fayette County, PA 58 Westmoreland County, PA 50 Adams County, PA 47 Lycoming County, PA 46 DeSoto County, MS 54 Livingston County, MI 54