33 / 100

Cumberland County, PA

Hampden

RANK #666 / 996 NAT  ·  #31 / 44 PA  ·  POP 261,269

1YR FORECAST: +1.2%

5YR OUTLOOK: +20%

Our model projects Cumberland County's housing market at +1.2% over the next year, underperforming most U.S. counties.

[01] Why Cumberland County?

Boiling Springs, a designated Appalachian Trail Community, offers a notable charm with its natural beauty, including Children's Lake and the Yellow Breeches Creek, known for fly-fishing. Located in south-central Pennsylvania, Cumberland County is minutes from Harrisburg and within a two-to-three-hour drive of major Northeast cities like Philadelphia, Baltimore, and Washington D.C. The county provides various commute options, including bus services, carpooling, and vanpooling, alongside park-and-ride lots. The community blends rural landscapes with walkable towns, offering extensive outdoor recreation with three state parks and numerous hiking and biking trails.

Life in Cumberland County appeals to families and those seeking a balanced lifestyle. The county is home to nine school districts, including highly-rated Cumberland Valley School District, and several colleges and universities. The economy benefits from diverse sectors such as manufacturing, healthcare, education, and government, including the U.S. Army War College. Recent economic developments include investments in manufacturing, with companies expanding facilities and increasing production capacity. The cost of living in the region is below the national average, contributing to its appeal.

[02] Market Snapshot

Housing Ratio
3.5x

Undervalued relative to economy

GDP Growth
+3.2%

Above national median

Home Prices
+3.8%

Outpacing national median

Climate & Terrain
-0.6

Below-average climate & terrain

Price/Rent
13x

Below national median (13x)

Housing looks undervalued at 3.5x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Top Employers

  1. 1
    Federal Government Government
    5,000+
  2. 2
    Amazon.com Services Inc. Logistics
    2,500+
  3. 3
    Giant Food Stores LLC Retail
  4. 4
    State Government Government
  5. 5
    Select Employment Services Inc. Other
  6. 6
    Exel Inc. Logistics
  7. 7
    Walmart Associates Inc. Retail
  8. 8
    Holy Spirit Hospital Healthcare
  9. 9
    UPMC Pinnacle Hospitals Healthcare
  10. 10
    Cumberland Valley School District Education

Estimated local headcount ranges. Larger employers shown as floor + "+"; smaller employers show exact counts where reported.

[04] Home Value Growth vs National

Cumberland County U.S. National

The Numbers

DEMOGRAPHICS
Population
261,269
+1.53% YoY
Median Household Income
$82,849
Median Home Value
$246,200
+3.79% 12mo
Median Rent
$1,146
Average Annual Pay
$65,149
+4.9% YoY
Employment
137,668
+0.8% YoY
Income-to-Home-Value
0.3365
More affordable than average
Migration Inflow
4.56%
of pop. from another state
Bachelor's Degree+
38.7%
of residents (national avg: 33%)

Market Activity

REAL ESTATE
Median Sale Price
$300,000
Days on Market
33
Active market
Months of Supply
2.1
Seller's market
Sale-to-List Ratio
98.6%
Near asking price
Sold Above List
29.2%
Listings w/ Price Drops
23.7%
Building Permits (2024)
1,037
Single-Family Permits
729

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Crime & Safety

A
SAFETY
GRADE
Homicide Rate
1.7
per 100K · nat avg 6.3
Firearm Fatalities
8.2
per 100K · nat avg 14.8
Injury Deaths
59.1
per 100K · nat avg 76.3
vs National Average
Well below national avg
based on homicide rate

Source: CDC/NCHS vital statistics via County Health Rankings (2020–2022 avg). Rates per 100,000 population. Grade based on homicide rate relative to national average (~6.3). Learn more →

[06] Air Quality

B
AIR QUALITY
GRADE
Median AQI (3yr)
45.0
Good
Good Air Days
58%
634 of 1,090 days
Unhealthy+ Days (3yr)
9
Includes 2 Very Unhealthy
Primary Pollutant
PM2.5
Fine particulate matter
Yearly Trend
2021
47
2022
44
2023
44
Median AQI · lower is better

Source: EPA Air Quality System (2021–2023). Grade based on 3-year average median AQI. Learn about AQI →

[07] Capital Investment

$15,428M
TOTAL
PROJECT AMOUNT STATUS
Pennsylvania Digital 1 (PAX-1) Hyperscale Data Center Campus
Carlisle Development Partners / PowerHouse Data Centers
$15,000M Under Construction
Hecate Solar Farm
Hecate Solar
$175M Planned
Schreiber Foods Shippensburg Facility Expansion
Schreiber Foods
$133M Under Construction
Mechanicsburg Solar Project
Undisclosed
$70M Operating
Community Solar Portfolio (Multiple Projects)
Various (SunTribe, Borrego Solar Systems, etc.)
$50M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[08] Score Breakdown

GDP Growth +3.2% 61 percentile
Population Growth +1.5% 83 percentile
Income Growth +7.6% 28 percentile
Vacancy Rate 0.6% 90 percentile
Home Price Change +3.8% 80 percentile
Rent Growth +1.7% 30 percentile
Price/Rent 13x 55 percentile

Bars show percentile rank among all 996 counties.

[09] Frequently Asked Questions

Is Cumberland County, PA a good place to move to?

At 33/100, Cumberland County faces headwinds that place it in the lower third of the 996 counties we track. Median income of $82,849 combined with job growth of +0.8% suggests the local economy is struggling to keep pace with national trends.

Is Cumberland County affordable?

Housing in Cumberland County is roughly in line with national affordability norms. The median home costs $246,200 and the income-to-home-value ratio sits at 0.34, with rents averaging $1,146/month. Not a bargain, but not a stretch for most local earners either.

Is Cumberland County growing or shrinking?

Cumberland County's population is growing — up +1.5% YoY — while the job market is roughly flat (employment change of +0.8%). Home values shifted +3.8% over the past year. In-migration is outpacing local hiring, which often points to remote workers or retirees driving the headcount.

Are people moving to Cumberland County?

There's a moderate stream of newcomers. About 4.56% of residents moved from another state, which is above average and suggests Cumberland County has appeal as a relocation destination — though it's not among the highest-inflow counties nationally.

[10] Similar Counties by Size & Score

Venango County, PA 33 Philadelphia County, PA 35 Berks County, PA 31 Luzerne County, PA 31 Northampton County, PA 30 Dauphin County, PA 29 Butte County, CA 33 Scott County, MN 33