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St. Charles County, MO

RANK #603 / 996  ·  POP 406,262  ·  MO

PROJECTED GROWTH: +0.4%

St. Charles County shows below-average economic momentum. Growth signals are flat or softening.

[01] Why St. Charles County?

Historic St. Charles, the county seat, offers a distinctive charm with its preserved 19th-century architecture and cobblestone streets along the Missouri River. This city, once Missouri's first state capital and the starting point for the Lewis and Clark Expedition, is about 30 minutes northwest of St. Louis, making it a feasible commute for many. The community provides a blend of suburban living with access to extensive outdoor recreation, including the Katy Trail State Park, a 240-mile rail-trail popular for biking and hiking, and numerous county parks like Klondike Park with river views and camping.

Life in the county appeals to families and professionals, drawn by highly-rated public school districts and a generally high quality of life. Commute options to St. Louis are available via major highways, and local transportation services exist within the City of St. Charles. The economy is experiencing growth, with recent investments in sectors such as data centers, advanced manufacturing, and logistics. This economic activity, coupled with a growing population, contributes to a positive outlook for the area.

[02] Market Snapshot

Housing Ratio
5.4x

Above national median (4.7x)

GDP Growth
+3.1%

Above national median

Home Prices
+1.0%

Below national median

Climate & Terrain
0.9

Moderate climate & terrain

Price/Rent
14x

Above national median (13x)

Housing is fairly valued at 5.4x relative to local economic output. The typical U.S. county is 4–6x.

[03] Signal Profile

[04] Home Value Growth vs National

St. Charles County U.S. National

The Numbers

DEMOGRAPHICS
Population
406,262
+0.97% YoY
Median Household Income
$99,596
Median Home Value
$278,300
+1.02% 12mo
Median Rent
$1,209
Average Annual Pay
$60,105
+3.6% YoY
Employment
162,611
+1.3% YoY
Income-to-Home-Value
0.3579
More affordable than average
Migration Inflow
3.29%
of pop. from another state

Market Activity

REAL ESTATE
Median Sale Price
$350,000
Days on Market
27
Active market
Months of Supply
2.1
Seller's market
Sale-to-List Ratio
99.7%
Near asking price
Sold Above List
29.3%
Listings w/ Price Drops
23.7%
Building Permits (2024)
2,040
Single-Family Permits
1,420

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Capital Investment

$2,179M
TOTAL
PROJECT AMOUNT STATUS
Foristell Data Center Campuses (2 sites)
Undisclosed (firms representing two potential data center users)
$1,000M Proposed
St. Charles Data Center (formerly Project Cumulus)
Google (linked to Spark Innovations, developed by Clayco's CRG)
$1,000M Proposed
Mastercard Solar Farm
Mastercard
$50M Planned
I-70 Improvements (Warrenton to Wentzville, Wentzville Parkway to Route Z)
Missouri Department of Transportation (MoDOT)
$50M Under Construction
New Home Communities Portfolio (multiple developments)
Various (e.g., Houston Homes, McBride Homes, McKelvey Homes, Reisch-Sansone, Vancil Brothers Realty)
$50M Under Construction
St. Charles City Hall/Main Street/Riverpointe District Infrastructure Deal
St. Charles County and City of St. Charles
$29M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[06] Score Breakdown

GDP Growth +3.1% 59 percentile
Population Growth +1.0% 71 percentile
Income Growth +8.5% 50 percentile
Vacancy Rate 0.6% 91 percentile
Home Price Change +1.0% 46 percentile
Rent Growth +3.0% 49 percentile
Price/Rent 14x 39 percentile

Bars show percentile rank among all 996 counties.

[07] Frequently Asked Questions

Is St. Charles County, MO a good place to move to?

St. Charles County has a Boom Town Index score of 40/100, ranking #603 among 996 U.S. counties. With job growth at +1.3% and a median household income of $99,596, it faces some economic headwinds compared to faster-growing counties.

Is St. Charles County affordable?

The median home value in St. Charles County is $278,300 with median rent at $1,209/month. The income-to-home-value ratio is 0.3579, which is more affordable than the national average.

Is St. Charles County growing or shrinking?

Population growth: +1.0% year-over-year. Job growth: +1.3%. Home values changed +1.0% in the past 12 months.

Are people moving to St. Charles County?

Yes — 3.29% of St. Charles County's population moved from another state, which is above the national average and indicates strong in-migration.

[08] Similar Metros

Hillsborough County, NH 50 Delaware County, PA 50 Aiken County, SC 50 Minnehaha County, SD 50 Richmond city, VA 50 Livingston Parish, LA 50 Franklin County, NC 50 Frederick County, VA 50