28 / 100

Hamilton County, TN

RANK #716 / 996  ·  POP 367,193  ·  TN

PROJECTED GROWTH: -0.1%

Hamilton County ranks in the bottom tier of U.S. counties on economic momentum.

[01] Why Hamilton County?

Hamilton County, Tennessee, is often recognized for Chattanooga, its largest city and county seat, which sits along the Tennessee River. The county is located in the southern part of East Tennessee, bordering Georgia, and offers a mix of urban, suburban, rural, and mountain communities. Commutes to Chattanooga from surrounding towns like Soddy-Daisy typically range from 17 to 25 minutes. The area is known for its outdoor recreation, with attractions like Lookout Mountain, Ruby Falls, and the Tennessee Riverpark providing opportunities for hiking, water activities, and scenic views. Hamilton County Parks and Recreation manages a network of parks and green spaces, offering various recreational programs.

Life in Hamilton County offers diverse community options, from the suburban feel of Ooltewah with its schools and parks, to the historic charm of St. Elmo at the foot of Lookout Mountain. Hamilton County Schools serves over 44,000 students across urban, suburban, and rural communities. The economy sees investment in data centers and industrial/logistics sectors. Downtown Chattanooga has experienced revitalization, with growth in hospitality, residential, and commercial areas. Efforts are also underway to support local entrepreneurship through initiatives like the Small Business Resource Center.

[02] Market Snapshot

Housing Ratio
3.1x

Undervalued relative to economy

GDP Growth
+0.7%

Well below national median

Home Prices
-0.3%

Prices declining

Climate & Terrain
1.2

Moderate climate & terrain

Price/Rent
14x

Above national median (13x)

Housing looks undervalued at 3.1x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Signal Profile

[04] Home Value Growth vs National

Hamilton County U.S. National

The Numbers

DEMOGRAPHICS
Population
367,193
+0.94% YoY
Median Household Income
$69,069
Median Home Value
$250,900
-0.29% 12mo
Median Rent
$1,079
Average Annual Pay
$66,004
+1.6% YoY
Employment
221,207
+1.6% YoY
Income-to-Home-Value
0.2753
More affordable than average
Migration Inflow
2.19%
of pop. from another state

Market Activity

REAL ESTATE
Building Permits (2024)
2,130
Single-Family Permits
1,537

[05] Capital Investment

$650M
TOTAL
PROJECT AMOUNT STATUS
Urban Story Ventures Data Center (Jailhouse Studios project)
Urban Story Ventures (in partnership with Oracle)
$500M Proposed
North River Commerce Park Development
Undisclosed (supported by TIF)
$100M Under Construction
Kordsa Chattanooga Facility Expansion
Kordsa Inc.
$50M Completed

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[06] Score Breakdown

GDP Growth +0.7% 13 percentile
Population Growth +0.9% 70 percentile
Income Growth +13.1% 98 percentile
Vacancy Rate 1.1% 45 percentile
Home Price Change -0.3% 28 percentile
Rent Growth +0.9% 18 percentile
Price/Rent 14x 45 percentile

Bars show percentile rank among all 996 counties.

[07] Frequently Asked Questions

Is Hamilton County, TN a good place to move to?

Hamilton County has a Boom Town Index score of 28/100, ranking #716 among 996 U.S. counties. With job growth at +1.6% and a median household income of $69,069, it faces some economic headwinds compared to faster-growing counties.

Is Hamilton County affordable?

The median home value in Hamilton County is $250,900 with median rent at $1,079/month. The income-to-home-value ratio is 0.2753, which is more affordable than the national average.

Is Hamilton County growing or shrinking?

Population growth: +0.9% year-over-year. Job growth: +1.6%. Home values changed -0.3% in the past 12 months.

Are people moving to Hamilton County?

Yes — 2.19% of Hamilton County's population moved from another state, which is above the national average and indicates strong in-migration.

[08] Similar Metros

Cowlitz County, WA 38 Anderson County, SC 38 Georgetown County, SC 38 Kershaw County, SC 38 Utah County, UT 38 Morgan County, AL 38 Johnson County, IN 38 Jefferson Parish, LA 38