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Chisago County, MN

RANK #279 / 996  ·  POP 56,927  ·  MN

PROJECTED GROWTH: +1.7%

Chisago County combines solid growth with real affordability — a rare combination.

[01] Why Chisago County?

Chisago County, Minnesota, distinguishes itself with its "Fair and Lovely Lakes," a name derived from the Ojibwe "Ki-Chi-Saga." Located northeast of the Minneapolis-St. Paul metropolitan area, the county offers a blend of small-town atmosphere and natural scenery, with numerous lakes and the St. Croix River Valley. Towns like Lindstrom celebrate a rich Swedish heritage, evident in landmarks such as its Swedish coffee pot-shaped water tower. Commuting to the Twin Cities is common, with an average travel time of about 31 minutes. The community values its outdoor recreation, including extensive trails for hiking and biking, water activities on its 24 lakes, and state parks like Wild River State Park.

Life in Chisago County often involves a balance between rural charm and access to urban opportunities. Many residents commute for work, though there's a growing local job market. The county's economy is diverse, with manufacturing, agriculture, and tourism playing significant roles. Recent economic developments focus on supporting local small businesses through grant and loan programs, and there's an emphasis on enhancing infrastructure, including broadband services, to attract further investment and job growth. The public school systems in Chisago County are generally well-regarded.

[02] Market Snapshot

Housing Ratio
9.9x

Overvalued relative to economy

GDP Growth
+2.6%

Below national median

Home Prices
+2.0%

Above national median

Climate & Terrain
-2.2

Below-average climate & terrain

Price/Rent
23x

Prices detached from rents

Housing looks overvalued at 9.9x — home prices are high relative to local economic output. The typical U.S. county is 4–6x.

[03] Signal Profile

[04] Home Value Growth vs National

Chisago County U.S. National

The Numbers

DEMOGRAPHICS
Population
56,927
+1.06% YoY
Median Household Income
$97,446
Median Home Value
$299,800
+1.98% 12mo
Median Rent
$1,095
Average Annual Pay
$57,806
+3.4% YoY
Employment
16,091
0.0% YoY
Income-to-Home-Value
0.325
More affordable than average
Migration Inflow
5.57%
of pop. from another state

Market Activity

REAL ESTATE
Median Sale Price
$359,900
Days on Market
47
Moderate pace
Months of Supply
3.4
Balanced market
Sale-to-List Ratio
98.5%
Near asking price
Sold Above List
22.0%
Listings w/ Price Drops
13.7%
Building Permits (2024)
362
Single-Family Permits
233

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Capital Investment

$2,050M
TOTAL
PROJECT AMOUNT STATUS
Cielo Chisago Data Center
Cielo Digital Infrastructure
$1,500M Planned
Chisago County 115kV Substation Battery Project
Unknown
$200M Planned
CHISAGO COUNTY Battery Project
Unknown
$150M Planned
North Star Battery Energy Storage System (BESS) Project
North Star Energy Storage, LLC (affiliate of North Star Solar PV LLC)
$100M Under Construction
North Star Solar Project
North Star Solar PV LLC (D.E. Shaw Renewable Investments)
$100M Operating

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[06] Score Breakdown

GDP Growth +2.6% 49 percentile
Population Growth +1.1% 74 percentile
Income Growth +7.2% 21 percentile
Vacancy Rate 0.6% 91 percentile
Home Price Change +2.0% 59 percentile
Price/Rent 23x 4 percentile

Bars show percentile rank among all 996 counties.

[07] Frequently Asked Questions

Is Chisago County, MN a good place to move to?

Chisago County has a Boom Town Index score of 72/100, ranking #279 among 996 U.S. counties. With a median household income of $97,446, it's an above-average county on economic indicators.

Is Chisago County affordable?

The median home value in Chisago County is $299,800 with median rent at $1,095/month. The income-to-home-value ratio is 0.325, which is more affordable than the national average.

Is Chisago County growing or shrinking?

Population growth: +1.1% year-over-year. Job growth: 0.0%. Home values changed +2.0% in the past 12 months.

Are people moving to Chisago County?

Yes — 5.57% of Chisago County's population moved from another state, which is above the national average and indicates strong in-migration.

[08] Similar Metros

Jefferson County, WI 82 Chippewa County, WI 82 Cass County, MO 82 Cumberland County, NJ 82 Cuyahoga County, OH 82 Clinton County, NY 82 York County, PA 82 Etowah County, AL 82